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Laka: Cycle insurance reviews

View other Laka products
4.85
Based on 2,748 reviews, last reviewed 10th Aug 2026
6300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
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0%
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0%

Latest highest rating:

5

All information is clear and user-friendly, and ques... All information is clear and user-friendly, and questions are answered promptly. Reviewed on: 10th August 2026
Roy S's avatar
Roy S

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2748)

Great company with a fantastic ethos

5
great customer experience, very reliable for bike insurance Reviewed on: 31st August 2023
Sophie's avatar
Sophie

Love Laka Core

5
Haven't had to use my Laka Core policy yet, but I feel very well supported and for a crazy good price. I chose Core because I wanted an affordable option and I'm only really concerned about my bike being stolen, so it feels a perfect fit. Reviewed on: 31st August 2023
Peter Talbot's avatar
Peter Talbot

Fast, efficient and friendly

5
Laka have been excellent whenever I've needed them, always happy to help and quick to respond! Couldn't ask for more! Reviewed on: 31st August 2023
Calvin Pearson's avatar
Calvin Pearson

Great customer service

5
The best customer service. When making a claim they treated me really fairly and were clear and fast. Reviewed on: 31st August 2023
Nathaniel's avatar
Nathaniel

Simply the best!

5
At every step Laka has been ace. I feel confident riding my bike knowing that Laka has my back Reviewed on: 31st August 2023
Emma's avatar
Emma

The best there is!

5
Really innovative product, with a fresh approach to insurance. The online reviews say it all! Reviewed on: 24th August 2023
Nick's avatar
Nick

Best bike insurance

5
Best bike cover available. Great business that offers collective cover for the cycling community. Would highly recommend Reviewed on: 23rd August 2023
Andy's avatar
Andy

Just a perfect thing

5
I had my bike stolen from a cafe I was sitting in after a 100k ride 2 days after I returned from my honeymoon. After the sheer ‘oh!’ Moment and the realisation that somebody has actually stolen my bike I contacted [the police and] Laka (before leaving the venue) with my Crime Number… within a few days (36hours) I was contacted and given the good news, that Laka would ‘sort me out’ within a week (4 days give or take) I had a voucher for my bike and my kit. What an epic service, an epic team and just a perfect thing…. Consider me a loyal customer. Reviewed on: 10th August 2023
Dan R's avatar
Dan R

Amazing service and value

5
When I had an accident with a car on my bike Laka supported me brilliantly and got me back on the road paying out for a new bike and replacing the accessories too. I wish all insurance companies operated the fantastic model that Laka do supporting their community of riders. Reviewed on: 7th August 2023
Andy O's avatar
Andy O

Good communication, good idea.

4
Easy to manage, feels like a good idea. Reviewed on: 5th August 2023
simon dawson's avatar
simon dawson

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