Smart Money People Logo
Share this page
Link copied

Laka: Cycle insurance reviews

View other Laka products
4.95
Based on 2,651 reviews, last reviewed 25th Sep 2025
28700% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Proper bike insurance They seem good value but I have not yet needed them so I don't know what the customer service is like our how will they deal with claims, but I'm opti... Read more Reviewed on: 25th September 2025
Mx Paul 's avatar
Mx Paul

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
Read all reviews Write a review

About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

Review Laka: Cycle insurance now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Laka Cycle insurance reviews (2651)

Incredible insurance

5
One of the best cycle insurance companies I have ever used, amazing and friendly team and saved me a tonne. Reviewed on: 7th October 2022
Michael 's avatar
Michael

Effective

5
Claim honoured with pragmatic solution once all available photographic evidence was sent. Reviewed on: 7th October 2022
Stuart A Tait's avatar
Stuart A Tait

Great insurance

5
Laka have been fantastic assisting with my claims. Reviewed on: 7th October 2022
Edgars Sisejevs's avatar
Edgars Sisejevs

Great company with clear communication

5
Laka is innovative, cool and communicates in a clear language. Would recommend them for sure Reviewed on: 7th October 2022
Pasqualle Lafleur's avatar
Pasqualle Lafleur

Super easy and simple

5
Quick and easy process and it's great to know that there's a cap on my premium. I'm yet to pay even close to it! Reviewed on: 7th October 2022
Lewis Swanwick-Jones's avatar
Lewis Swanwick-Jones

This is such a good way to deliver insurance

5
They are a young and innovative company with great customer service Reviewed on: 7th October 2022
Jeremy Pilkington's avatar
Jeremy Pilkington

Cost effective bike insurance

5
Laka's bike insurance model is transparent and effective. Reviewed on: 7th October 2022
Ernesto de Dios's avatar
Ernesto de Dios

Great product & great service

5
Have been a customer for a number of years now. They provide a great product for cyclists and you know they are keen cyclists too. Customer service is quick and excellent. Reviewed on: 7th October 2022
Aaron Hill's avatar
Aaron Hill

First class

5
Brilliant product, brilliant service. Highly recommend. Reviewed on: 7th October 2022
Max's avatar
Max

Best for cycling community

5
Best insurance for cycling community Reviewed on: 7th October 2022
AD's avatar
AD

Review Laka: Cycle insurance now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill