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Laka: Cycle insurance reviews

View other Laka products
4.95
Based on 2,651 reviews, last reviewed 25th Sep 2025
28700% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
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Latest highest rating:

4

Proper bike insurance They seem good value but I have not yet needed them so I don't know what the customer service is like our how will they deal with claims, but I'm opti... Read more Reviewed on: 25th September 2025
Mx Paul 's avatar
Mx Paul

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2651)

Bespoke cycling insurance

5
Excellent company, bespoke bike insurance by people who really get it Reviewed on: 7th October 2022
Catriona's avatar
Catriona

Good

5
No issues so far, they seem to do what they promise Reviewed on: 7th October 2022
Dan Kelly's avatar
Dan Kelly

great service

5
always good to deal with, never had an issue and happy to be part of a collective Reviewed on: 7th October 2022
tim stainthorpe's avatar
tim stainthorpe

I cant believe how they are getting better and better

5
I’ve been with Laka for a few years now and I couldn’t believe how good they were then. Completely fair and friendly service which you can get an answer almost immediately about a claim. But they care so much more than just being there for claims, they provide advice about locking, storing etc, they even provide huge discounts on cycling kit if you refer a friend which is amazing!! They keep getting better and I can’t believe still that cycling insurance as simple as it is with Laka! Reviewed on: 7th October 2022
Nathan Lamb's avatar
Nathan Lamb

Insurance for smart people

5
Insurance the way it should have always been. Reviewed on: 7th October 2022
Andrew Turner's avatar
Andrew Turner

Best in class insurance

5
Excellent product and customer service. Always quick to respond and get the claim sorted in a matter of days. Fair pricing policy and transparent profit mechanism. Would highly recommend. Reviewed on: 7th October 2022
Chris Irvine's avatar
Chris Irvine

Excellent

5
A sense of mutual protection, just like the cycling community itself. Perfect approach. Reviewed on: 7th October 2022
Sponny's avatar
Sponny

Amazing provider

5
Incredible service and provider that is working for the good the people Reviewed on: 7th October 2022
richardkett@hotmail.com's avatar
[email protected]

Innovative solution

5
I love the Laka model… I was fed up of feeding money to big insurance. Laka feels like a community with a purpose. Hope they shake up other areas of the insurance market. Reviewed on: 7th October 2022
Joshua Pocock's avatar
Joshua Pocock

Great service they get it

5
They just get it. Cycling insurance for cyclists clear for all to understand and great service Reviewed on: 7th October 2022
David's avatar
David

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