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Laka: Cycle insurance reviews

View other Laka products
4.85
Based on 2,748 reviews, last reviewed 10th Aug 2026
6300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

All information is clear and user-friendly, and ques... All information is clear and user-friendly, and questions are answered promptly. Reviewed on: 10th August 2026
Roy S's avatar
Roy S

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
Read all reviews Write a review

About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2748)

Insurance that works for me

5
Finally an insurance company that doesn’t scam you with hidden fine print, and actually insures what you need to reassure yourself your prized possessions are secured. Reviewed on: 3rd August 2023
Arnie0112's avatar
Arnie0112

Affordable and easy

5
I am currently using the give £25 get £25 credit so i have 5 months of free insurance and dont have to worry about my bike getting stolen Reviewed on: 3rd August 2023
Sam's avatar
Sam

great service, great communication, ultra fast resolution.

5
I am customer for over 2 years atm, had 3 claim so far and i have to say to everyone it couldn't be any better, great communication from Laka team they know what they doing and they doing it right... Reviewed on: 3rd August 2023
Anonymous's avatar
Anonymous

Affordable

5
Great that they have introduced a more basic cover. Yet to have to claim but really clear info on what is covered and quick to answer on web chat. Reviewed on: 2nd August 2023
Vanessa Kam's avatar
Vanessa Kam

Great value insurance

5
Friendly and helpful support team. Reviewed on: 2nd August 2023
AliSlats's avatar
AliSlats

Amazing company

5
My bike frame got bent and they were so helpful in replacing my bike with an alternative as quickly as possible and with minimal fuss. Couldn't recommend them enough. Reviewed on: 2nd August 2023
Dave Ebbrell's avatar
Dave Ebbrell

top1

5
it is one of the best insurance company at the moment Reviewed on: 2nd August 2023
Dj Stains's avatar
Dj Stains

Laka cycle insurance

4
Really great efficient service with quick processing of claims Reviewed on: 2nd August 2023
Mathew Rann's avatar
Mathew Rann

All good

5
Not made a claim. So hard to give comment Reviewed on: 2nd August 2023
Rob Taylor's avatar
Rob Taylor

Brilliant insurance cover

5
I recently had a small claim. This was dealt with rapidly and efficiently. Very impressive. Their web site is very easy to use also. Overall, a brilliant team and cover. Reviewed on: 2nd August 2023
peter green's avatar
peter green

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