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Laka: Cycle insurance reviews

View other Laka products
4.85
Based on 2,748 reviews, last reviewed 10th Aug 2026
6300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

All information is clear and user-friendly, and ques... All information is clear and user-friendly, and questions are answered promptly. Reviewed on: 10th August 2026
Roy S's avatar
Roy S

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
Read all reviews Write a review

About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

Review Laka: Cycle insurance now

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Laka Cycle insurance reviews (2748)

Dependable

4
Nice to have the reassurance from a dependable company Reviewed on: 1st September 2023
Joe's avatar
Joe

Easy to deal with

5
Simple to setup insurance, cover is better than most other dedicated cycle insurance, and Laka have always gone out of their way to get me back on the road when things go wrong. I always don’t hesitate to recommend them. Reviewed on: 1st September 2023
A W's avatar
A W

The best bike insurance

5
Such a great model for a bike insurance, and really reasonably priced. I feel safe in the knowledge that I'm protected should anything happen to my bike. Reviewed on: 1st September 2023
Elise B's avatar
Elise B

GREAT!

5
Great support and have been there when i needed them. Good vaule Reviewed on: 1st September 2023
Tim Ott-Jones 's avatar
Tim Ott-Jones

Quick and easy

5
Quick and easy to insure, good coverage Reviewed on: 1st September 2023
Felix's avatar
Felix

Great company

5
Transparent, easy to set up and well priced Reviewed on: 1st September 2023
Phil Yeung's avatar
Phil Yeung

Efficient

5
Great experience when making a claim. Reviewed on: 1st September 2023
Lucy's avatar
Lucy

The most helpful insurance company

5
I had to make a claim with Laka and, believe it or not, it was actually really easy and they were super helpful. Kudos to Issy for all the support. Reviewed on: 31st August 2023
Jamie Leverton's avatar
Jamie Leverton

Insurance of choice!

5
Can only recommend. Great and fast service! Reviewed on: 31st August 2023
Mink Kempen's avatar
Mink Kempen

Never let me down.

5
I had to make a claim in the last year after a heavy crash on my bike and they had everything sorted very quickly and make sure i wasnt left without anything Reviewed on: 31st August 2023
Matt Noble's avatar
Matt Noble

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