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Loqbox: Credit report and building reviews

4.75
Based on 1,129 reviews, last reviewed 10th Mar 2026
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
86%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
1%
See only 1 star reviews
5%

Latest highest rating:

5

Good explanation easy to use professionally and easy... Good explanation easy to use professionally and easy enough for me to understand how to use it properly and how to make sure that the correct way to u... Read more Reviewed on: 16th September 2025
Josefa 's avatar
Josefa

Latest lowest rating:

2

Gruelling experience from my time with LOQBOX I was a Loqbox customer for nearly three years and wanted to try their credit products and was attracted by their Loqbox save feature. I have written ... Read more Reviewed on: 10th March 2026
Sam's avatar
Sam

About this product

Loqbox helps you build your credit profile.

With a membership, you can build credit while you save, access educational resources, get a dedicated line of credit that pays for your membership and report your rental payments to credit reference agencies. Loqbox offers two membership tiers – Full and Lite.

Loqbox reviews help you find out what it’s really like to be a customer. If you’ve used Loqbox before, you can also leave a review and share your experience.

Loqbox Credit report and building reviews (1129)

Review of the Loqbox, Credit report and building:

Built my credit score up slowly and surely and very...

5
Built my credit score up slowly and surely and very transparent. Reviewed on: 23rd May 2024

Used it to build credit rating, easy to use, saw onl...

5
Used it to build credit rating, easy to use, saw only positive results Reviewed on: 30th May 2025

loqbox has helped my credit score

5
I have used loqbox for 3 years now and has helped my clear score lots and helped my credit score I would definitely recommended it to all my friends and family Reviewed on: 30th May 2025

Helped grow my credit to allow me to get a mortgage...

5
Helped grow my credit to allow me to get a mortgage and buy my own house, this service has helped me achieve my dream Reviewed on: 30th May 2025

I have been with loqbox for almost 2years and I can...

5
I have been with loqbox for almost 2years and I can say boldly that they deliver in every single way possible. They have help me become disciplined with my savings and also they helped me build my credit score like I wanted. Thank you loqbox Reviewed on: 30th May 2025

Wonderful app to use, but am just curious about one...

5
Wonderful app to use, but am just curious about one thing which is, apart from the amount been deducted from your account every month or weekly bases, there are other payment deducted from my account which does not affect on my account some are like BOLT OR whatever so please the amount been deducted on every basis is too much and which these payment are not even reflecting on my account Reviewed on: 30th May 2025

I have been using loqbox for over 3 years now and th...

5
I have been using loqbox for over 3 years now and the support and guidance that they offer is impeccable. I have always had quite bad money management, and I can confidently confirm since being a member of loqbox my money management has improved and I have become better with saving for the future. Reviewed on: 30th May 2025

Build up my report so fast I built up my report so q...

5
Build up my report so fast I built up my report so quickly and I could withdraw it to any point only cost me £20 a month and it allowed me to unlock the ability to get a mortgage Reviewed on: 30th May 2025

It has helped me so much

5
It is really easy to set up, if you are caught short one month, you can unlock your money and set up a new one. It had helped me so much. Reviewed on: 30th May 2025

Account opening steps very professional

4
Account opening steps very professional Reviewed on: 30th May 2025

Very good and reliable for increasing your credit sc...

5
Very good and reliable for increasing your credit score Reviewed on: 30th May 2025