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Loqbox: Credit report and building reviews

Name: Credit report and building
Rating: 4.75 (1129 reviews)

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4.75

Based on 1,129 reviews, last reviewed 10th Mar 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

86%

Latest highest rating:

5

Good explanation easy to use professionally and easy... Good explanation easy to use professionally and easy enough for me to understand how to use it properly and how to make sure that the correct way to u... Read more Reviewed on: 16th September 2025

Latest lowest rating:

2

Gruelling experience from my time with LOQBOX I was a Loqbox customer for nearly three years and wanted to try their credit products and was attracted by their Loqbox save feature. I have written ... Read more Reviewed on: 10th March 2026

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About this product

Loqbox helps you build your credit profile.

With a membership, you can build credit while you save, access educational resources, get a dedicated line of credit that pays for your membership and report your rental payments to credit reference agencies. Loqbox offers two membership tiers – Full and Lite.

Loqbox reviews help you find out what it’s really like to be a customer. If you’ve used Loqbox before, you can also leave a review and share your experience.

Loqbox Credit report and building reviews (1129)

Review of the Loqbox, Credit report and building:

Built my credit score up slowly and surely and very...

Built my credit score up slowly and surely and very transparent. Reviewed on: 23rd May 2024

Con

Save yourself you can't rob yourself like this so called company robbing LTD, just don't do it, they think and know they are happening you,if you want to save do it yourself or leave it to family members, stay away from this rip off, you have money coming from your account you pay £10 a month for there service and pay £30 to get your money, robbing you Reviewed on: 17th January 2023

Great for improving your credit score

I like that you can save money while improving your credit score. Reviewed on: 17th January 2023

THEY CHARGE £30 to REDEEM YOUR MONEY

I have not read ONCE that this is what happens, and then when I have come to redeem, I either have to open a new account with a New bank somewhere (only 3 options) OR pay £30 to get it put into my account. NOT ONCE was this made clear when I set this up. I am Not Impressed. Reviewed on: 30th December 2022

failed to take the payment

I used loqbox for a few months, then they failed to take my payment, i checked over my bank and everything was fine, i tried to ling again the account but they still couldn't take the payment, i even tried to link a new account but it did not help, so i had to unlock the account to avoid a bed credit report, and i had to pay 40$ for it. so loqbox didn't help me to increase my credit report, and i even lost 40 dollars. Reviewed on: 8th December 2022

Read the website, knew what to expect, my credit scores gone up!

Think it's quite unfair to see so many reviewers saying 'scam' and 'thieves' when reviewing this company. At the end of the day, YOU are still responsible for building your credit. You can't sign up to a savings thing like this, not read how it works and then badmouth the company. Lots of things can make your score go down, you need to be accountable for yourself over the year of savings too. It's a good company that builds your credit score. Yes, there's a £30 charge if you decide not to open a bank account at the end, because that bank won't be giving them a commission then they have to ask the customer for it instead, it's all clearly explained. Quit moaning, they are helping people. My score has gone up 81 points already (after 4 months), that's worth more than £30 in my opinion. Reviewed on: 4th December 2022

Not helping

I lost 40 points becoz I joined No we're did it say I was going to lose points. Just herd about all the points I was going to gain. Said you get 21 points for joking. Yh I lost 40. I will probley have to continue with this now coz no more than likely if I stop now that will probo go agaist me good luck ppl Reviewed on: 9th November 2022

STAY AWAY THIEFS

This company charges mo ey without telling u. Even if u cancel the box they stil continue charging u. And u CAN NOT GET THIS BACK EVEN IF THEY HAVE EVIDENCE U WAS NOT USING THEIR CRAP SERVICE. U DOWNGRADE TO LITE PLAN AN STIL THEY WILL TAKE THEIR 2.50 AFTER SAYING ITS FREE!!! Reviewed on: 27th October 2022

Cryptocurrency/NFT recovery

THIS IS A "MUST READ" FOR ALL NFT / CRYPTO CURRENCY SCAM VICTIMS AND EVERYONE BATTLING WITH POOR CREDIT SCORE. WHAT IS THE TENDENCY OF ACTUALLY GETTING BACK LOST NFT's OR FUNDS LOST TO CRYPTOCURRENCY SCAM? ABSOLUTELY POSSIBLE. DO YOU DESIRE CREDIT REPAIR?(TRANSUNION, EQUIFAX, EXPERIAN)? YOU MUST CONTACT THE RIGHT AGENCY TO ACHIEVE THIS. www recoveryprecinct com Recovery Precinct is a financial regulator, private investigation and funds recovery body. We specialize in cases concerning ethical hacking, cryptocurrency, FAKE investment schemes and recovery scam. We are also experts in credit repair. Visit www recoveryprecinct com now to report your case or contact our support team via the contact information below to get started. Reviewed on: 10th August 2022

Scammers

Worst type of scammers, the ones that only pray on people with financial difficulties. They will scam you out of 30 quid just to get your money back Reviewed on: 8th August 2022

Rip off!!!

Charges you £30 at the end to withdraw your own money. Avoid at all costs! Reviewed on: 31st July 2022

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