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Loqbox: Credit report and building reviews

Name: Credit report and building
Rating: 4.75 (1128 reviews)

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4.75

Based on 1,128 reviews, last reviewed 2nd Feb 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

86%

Latest highest rating:

5

Good explanation easy to use professionally and easy... Good explanation easy to use professionally and easy enough for me to understand how to use it properly and how to make sure that the correct way to u... Read more Reviewed on: 16th September 2025

Latest lowest rating:

1

Zero result / false advertising I signed up based on advertising and the promise to help shift my credit rating. However 6 months passed, i made the payments, but the result is zero.... Read more Reviewed on: 2nd February 2026

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About this product

Loqbox helps you build your credit profile.

With a membership, you can build credit while you save, access educational resources, get a dedicated line of credit that pays for your membership and report your rental payments to credit reference agencies. Loqbox offers two membership tiers – Full and Lite.

Loqbox reviews help you find out what it’s really like to be a customer. If you’ve used Loqbox before, you can also leave a review and share your experience.

Loqbox Credit report and building reviews (1128)

Review of the Loqbox, Credit report and building:

Built my credit score up slowly and surely and very...

Built my credit score up slowly and surely and very transparent. Reviewed on: 23rd May 2024

enable me to save and as a bo...

It has been helpful to enable me to save and as a bonus it also builds up my credit score Reviewed on: 25th June 2025

Quick and easy to set up.

Quick and easy to set up. I had made 2 accounts by mistake and the customer service team helped me close my one account down and move everything to one account, quick responses and very helpful Reviewed on: 25th June 2025

I've used loqbox a few times to build my credit rating.

I've used loqbox a few times to build my credit rating. It has worked well and I've been happy with the service. Reviewed on: 25th June 2025

oqbox is a smart way to build credit while saving mo...

oqbox is a smart way to build credit while saving money. I found the setup quick and appreciated that it doesn't require a hard credit check. Within a few months, my credit score improved noticeably. The concept of saving monthly while boosting your credit is simple and effective. Their financial tips are also a nice touch.However, the free version is limited, and unlocking savings without choosing a partner bank isn’t very flexible. A bit more clarity on that upfront would help. Overall, it’s a great tool for improving your credit responsibly—especially for those just starting out. Reviewed on: 25th June 2025

My experience with loqbox so far is highly recommend...

My experience with loqbox so far is highly recommended to other especially if you just start to build your credit it's a good way to start Reviewed on: 25th June 2025

A simple idea and great to boost credit score

A simple idea and great to boost credit score Reviewed on: 25th June 2025

boost credit score

I use loqbox to boost my credit score and it works really well Reviewed on: 25th June 2025

Like how it helps you to build your credit score and...

Like how it helps you to build your credit score and what thing can do to improve it witch helps lot Reviewed on: 25th June 2025

It has actually been such a game-changer.

It has actually been such a game-changer. A credit-building, money-saving piggy bank with so many useful, easy-to-use features. My credit has increased significantly since I started, after an old phone bill had been following me around for a few years. The sense of relief has been incredible. I absolutely recommend this to my friends, family and anyone else. What a company Reviewed on: 25th June 2025

I am happy with this credit builder because it has a...

I am happy with this credit builder because it has a lot of good features and also makes it easy to build credit and also allows for it to build gradually over time Reviewed on: 25th June 2025

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