Smart Money People Logo

Loqbox: Credit report and building reviews

4.75
Based on 1,128 reviews, last reviewed 2nd Feb 2026
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
86%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
1%
See only 1 star reviews
5%

Latest highest rating:

5

Good explanation easy to use professionally and easy... Good explanation easy to use professionally and easy enough for me to understand how to use it properly and how to make sure that the correct way to u... Read more Reviewed on: 16th September 2025
Josefa 's avatar
Josefa

Latest lowest rating:

1

Zero result / false advertising I signed up based on advertising and the promise to help shift my credit rating. However 6 months passed, i made the payments, but the result is zero.... Read more Reviewed on: 2nd February 2026
Sabina Khachaturian's avatar
Sabina Khachaturian

About this product

Loqbox helps you build your credit profile.

With a membership, you can build credit while you save, access educational resources, get a dedicated line of credit that pays for your membership and report your rental payments to credit reference agencies. Loqbox offers two membership tiers – Full and Lite.

Loqbox reviews help you find out what it’s really like to be a customer. If you’ve used Loqbox before, you can also leave a review and share your experience.

Loqbox Credit report and building reviews (1128)

Review of the Loqbox, Credit report and building:

Built my credit score up slowly and surely and very...

5
Built my credit score up slowly and surely and very transparent. Reviewed on: 23rd May 2024

Was easy to navigate and it’s a good credit score bu...

5
Was easy to navigate and it’s a good credit score builder Reviewed on: 24th June 2025

Brilliant service,

5
Brilliant service. Easy to understand and use. Makes a massive impact Reviewed on: 24th June 2025

Good service, easy to understand and get to grips with.

5
Good service, easy to understand and get to grips with. I'm now making progress thanks to loqbox. Reviewed on: 24th June 2025

Pay a loan monthly installment to improve your credi...

5
Pay a loan monthly installment to improve your credit score. Withdrawn £ 240 after loan payments linstallment is paid fully. FANTASTIC DESERVES A 5 star Reviewed on: 24th June 2025

Thank you loqbox

5
Loqbox has helped my to increase my credit score which enabled me to get a loan. Auch an easy way to increase your credit score, my score went up 50 points in the first month. Thank you loqbox Reviewed on: 24th June 2025

I set up Loqbox to improve my credit score.

5
I set up Loqbox to improve my credit score. By my second installment for Loqbox my credit rating had increased by 89 points. It's honestly been a really rewarding financial framework for me to work with. Reviewed on: 24th June 2025

I was hesitant at first however I decided to pursue...

5
I was hesitant at first however I decided to pursue the services Loqbox offer, I’ve seen a substantial increase in my credit score some doing so. Reviewed on: 24th June 2025

Help me get back on track with my credit building...

5
Help me get back on track with my credit building Reviewed on: 24th June 2025

Seems to genuinely works, was sceptical to begin wit...

4
Seems to genuinely works, was sceptical to begin with but seems to work, my credit score improved within a few weeks of using Reviewed on: 24th June 2025

Liqbox has not only helped me build my credit score...

5
Liqbox has not only helped me build my credit score but provides me with valuable insight into my savings, credit options and where I can improve my finances Reviewed on: 24th June 2025