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Loqbox: Credit report and building reviews

Name: Credit report and building
Rating: 4.75 (1128 reviews)

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4.75

Based on 1,128 reviews, last reviewed 2nd Feb 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

86%

Latest highest rating:

5

Good explanation easy to use professionally and easy... Good explanation easy to use professionally and easy enough for me to understand how to use it properly and how to make sure that the correct way to u... Read more Reviewed on: 16th September 2025

Latest lowest rating:

1

Zero result / false advertising I signed up based on advertising and the promise to help shift my credit rating. However 6 months passed, i made the payments, but the result is zero.... Read more Reviewed on: 2nd February 2026

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About this product

Loqbox helps you build your credit profile.

With a membership, you can build credit while you save, access educational resources, get a dedicated line of credit that pays for your membership and report your rental payments to credit reference agencies. Loqbox offers two membership tiers – Full and Lite.

Loqbox reviews help you find out what it’s really like to be a customer. If you’ve used Loqbox before, you can also leave a review and share your experience.

Loqbox Credit report and building reviews (1128)

Review of the Loqbox, Credit report and building:

Built my credit score up slowly and surely and very...

Built my credit score up slowly and surely and very transparent. Reviewed on: 23rd May 2024

They are very straight forward and easy to use.

They are very straight forward and easy to use. Reviewed on: 24th June 2025

New customer

Been a customer for a short while. No issues so far. Reviewed on: 24th June 2025

Love it!

Such a good idea for those in need of a credit score builder or just a way of saving every month. Reviewed on: 24th June 2025

Loqbox is a credit builder that helps you establish...

Loqbox is a credit builder that helps you establish or improve your credit history while saving money. I set a savings goal, and Loqbox reports my monthly payments to the three main UK credit agencies I can withdraw your savings at the end of the period and Loqbox offers personalised financial guidance and educational content to which has improved financial knowledge. I feel this is a unique savings model to build credit. Reports to all three main UK credit reference agencies.and offers financial education and guidance plus there’s no credit check too. My credit score has already improved significantly and I have been able to be offered more credit as a result. Reviewed on: 24th June 2025

Incredible and brilliant

Loqbox has helped me build a better credit score and a better relationship with money Reviewed on: 24th June 2025

Loqbox helped improve my credit score, and the savin...

Loqbox helped improve my credit score, and the savings structure kept me on track. Just be aware that the Grow plan - the one that reports to credit agencies - costs £2.99 per week, which adds up to around £155 a year. It's a useful tool if you're looking to build credit without taking on debt, but it's not free. Worth considering if you're okay with the cost. Reviewed on: 24th June 2025

Brilliant company! 100% recommended

I haven't been done wrong by them, its exactly what it says on the tin, you want to grow your credit score? It will, the whole process is so easy I don't even think about the monthly payments, and its only been a few months ny credit score has risen by almost 100 points! Fantastic service wish I'd joined sooner Reviewed on: 24th June 2025

Super easy to use and great customer service

Super easy to use and great customer service Reviewed on: 24th June 2025

The site is easy to use and has been helpful in impr...

The site is easy to use and has been helpful in improving my credit. Well worth it. Reviewed on: 24th June 2025

Careful with all experiences in a long time.

Careful with all experiences in a long time. Reviewed on: 24th June 2025

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