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Loqbox: Credit report and building reviews

4.75
Based on 1,128 reviews, last reviewed 2nd Feb 2026
100% decrease in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
86%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
1%
See only 1 star reviews
5%

Latest highest rating:

5

Good explanation easy to use professionally and easy... Good explanation easy to use professionally and easy enough for me to understand how to use it properly and how to make sure that the correct way to u... Read more Reviewed on: 16th September 2025
Josefa 's avatar
Josefa

Latest lowest rating:

1

Zero result / false advertising I signed up based on advertising and the promise to help shift my credit rating. However 6 months passed, i made the payments, but the result is zero.... Read more Reviewed on: 2nd February 2026
Sabina Khachaturian's avatar
Sabina Khachaturian

About this product

Loqbox helps you build your credit profile.

With a membership, you can build credit while you save, access educational resources, get a dedicated line of credit that pays for your membership and report your rental payments to credit reference agencies. Loqbox offers two membership tiers – Full and Lite.

Loqbox reviews help you find out what it’s really like to be a customer. If you’ve used Loqbox before, you can also leave a review and share your experience.

Loqbox Credit report and building reviews (1128)

Review of the Loqbox, Credit report and building:

Total scam!

1
Total scam!! They make it really difficult to access your savings and then charge you £30 for the money to enter your account. My credit score didn't change. Their customer service had me running around in circles with false information. I would not recommend this to anyone Reviewed on: 5th September 2024

I had good experience and it has helped me a...

5
I had good experience and it has helped me a lot Reviewed on: 8th July 2025

Increase credit fast

5
Great way to increase credit score fast and put away savings. Reviewed on: 8th July 2025

Worthwhile experience with Loqbox

5
My experience has been worthwhile as all my enquiries were attended to promptly and professionally. Reviewed on: 8th July 2025

Great idea.

5
Great idea. Helped boost my credit score. Couldn’t ask for more Reviewed on: 8th July 2025

Had a great experience so far, its improving my cred...

5
Had a great experience so far, its improving my credit score while im also saving money with the loqbox savings account Reviewed on: 8th July 2025

It’s helped me get a better idea of how to sensibly...

5
It’s helped me get a better idea of how to sensibly use credit and build on it too Reviewed on: 8th July 2025

Loqbox is helping me build my credit and become more...

5
Loqbox is helping me build my credit and become more financially aware, I am now able to save a d the benefit of not being able to withdraw is helping me with financial discipline Reviewed on: 8th July 2025

I’m still in the first year so wait to see the benif...

4
I’m still in the first year so wait to see the benifits Reviewed on: 8th July 2025

THE BEST

5
The best credit score builder Thanks Reviewed on: 8th July 2025

Good set up on the website and not hard to find stuf...

5
Good set up on the website and not hard to find stuff and it’s Abel’s me a lot with money control and my credit score Reviewed on: 8th July 2025