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Loqbox: Credit report and building reviews

4.75
Based on 1,129 reviews, last reviewed 10th Mar 2026
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
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7%
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1%
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1%
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5%

Latest highest rating:

5

Good explanation easy to use professionally and easy... Good explanation easy to use professionally and easy enough for me to understand how to use it properly and how to make sure that the correct way to u... Read more Reviewed on: 16th September 2025
Josefa 's avatar
Josefa

Latest lowest rating:

2

Gruelling experience from my time with LOQBOX I was a Loqbox customer for nearly three years and wanted to try their credit products and was attracted by their Loqbox save feature. I have written ... Read more Reviewed on: 10th March 2026
Sam's avatar
Sam

About this product

Loqbox helps you build your credit profile.

With a membership, you can build credit while you save, access educational resources, get a dedicated line of credit that pays for your membership and report your rental payments to credit reference agencies. Loqbox offers two membership tiers – Full and Lite.

Loqbox reviews help you find out what it’s really like to be a customer. If you’ve used Loqbox before, you can also leave a review and share your experience.

Loqbox Credit report and building reviews (1129)

Review of the Loqbox, Credit report and building:

Built my credit score up slowly and surely and very...

5
Built my credit score up slowly and surely and very transparent. Reviewed on: 23rd May 2024

Great way to build credit health

5
I have been saving and building my credit score with Loqbox for just over a year after being on an IVA and in this time my credit rating has increased and I have now been accepted for things like my own mobile contract and home broadband in my name, meaning my credit health has improved enough to start being independent again. Would definitely recommend to anyone struggling with their credit rating. Reviewed on: 31st May 2025

Very pleased with Loqbox product

5
Very pleased with Loqbox product Reviewed on: 31st May 2025

I have struggled to save all my life, with loqbox I...

5
I have struggled to save all my life, with loqbox I have set up a direct debit which comes out on my payday and now I am saving without realising all whilst improving my credit score. Reviewed on: 31st May 2025

When I was dedicating to loqbox grow I saw changes i...

5
When I was dedicating to loqbox grow I saw changes immediately Reviewed on: 31st May 2025

Great credit builder

5
Loqbox accepted me immediately. Not just helping me to build my credit score (I already got 89 points and I've started just 2 months ago), but actually saves money at the same time, the boosters gave me a huge credit limit which looks great on my credit report. I couldn't be more happy. Reviewed on: 31st May 2025

Fantastic easy to use service

5
I have great experience but you can make it better with a App Reviewed on: 31st May 2025

Good experience customers satisfaction and and quick...

5
Good experience customers satisfaction and and quick service excellent. Reviewed on: 31st May 2025

So easy to use and so handy for saving

5
So easy to use and so handy for saving Reviewed on: 31st May 2025

I trust that my money is safe with them

5
I trust that my money is safe with them Reviewed on: 31st May 2025

It’s really helped build my credit score in plenty o...

5
It’s really helped build my credit score in plenty of time for mortgage renewal and helped me to avert. Came just at the right time too as I had money to help pay for a car bill. Love love love loqbox Reviewed on: 31st May 2025