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loveit coverit: Gadget Insurance reviews

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3.09
Based on 28 reviews, last reviewed 5th Sep 2025
100% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
46%
4 star
See only 4 star reviews
0%
See only 3 star reviews
7%
See only 2 star reviews
4%
See only 1 star reviews
43%

Latest highest rating:

5

Phone insurance I’ve been using them for about 5 years now and I’ve never had any issues Reviewed on: 5th September 2025
Khalila P's avatar
Khalila P

Latest lowest rating:

1

AVOID AVOID AVOID AVOID AVOID AVOID I should have read previous reviews before thaking out this policy. I insured 2 handsets one a work phone which after an 8 minute c... Read more Reviewed on: 7th November 2023
Andy Conlon's avatar
Andy Conlon
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About this product

If you're looking to read loveit coverit gadget insurance reviews, take a look below to see what our community has to say. We collect loveit coverit gadget insurance reviews to help consumers choose the best financial products, so if you've already used this product, please share a review of your own and offer some insight as to why people should choose (or avoid!) loveit coverit gadget insurance.

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loveit coverit Gadget Insurance reviews (28)

Phone insurance

5
I’ve been using them for about 5 years now and I’ve never had any issues Reviewed on: 5th September 2025
Khalila P's avatar
Khalila P

Not the most user-friendly insurance

3
The system of cancelling it turning off auto-renew is not great. It should be a simple system of checking it unchecking a box but instead they make you send them an email and await their reply. Having no option to simply claim back the money for repairs instead of sending the entire device away - I needed it for my diabetes care so this cover didn't work for me. Reviewed on: 4th September 2025
Cherrelle's avatar
Cherrelle

AVOID AVOID AVOID

1
AVOID AVOID AVOID I should have read previous reviews before thaking out this policy. I insured 2 handsets one a work phone which after an 8 minute conversion with customer cate was happy to do.I asked were both covered 24/7 as I powered off my work phone after hours. As I worked security Damage and theft was my main concern. My phone was stolen . I filled police reports,blacklisted the device and provided .all documentation including proof of purchase ,ownership and usage. Loveitcoverit delayed the claim constantly asking for more information which i provided. The claim was refused as I did not provide proof of usage to the point of the theft. So technically if you are not using the phone up to the point of the loss/Theft you are not covered .IT DOES NOT say in the terms and Conditions the time frame between the last usage and the loss / Theft. Absolutely dishonest company. Roll on legal action & Financial regulator Complaint. Loveitcoverit today sent this quote from the terms and Conditions "In the event of a claim you must be able to proof of usage from your network provider that confirm your gadget has been in use since policy inception and up to the event giving rise to your claim" no mention of how long before the event 1 minute,1 hr,1 day,1 week nothing. The perfect loophole to avoid paying out on a claim. I genuinely look forward to fighting this in a court of law Reviewed on: 7th November 2023
Andy Conlon's avatar
Andy Conlon

Scam

1
The worst insurance you can think of. Previously, I’ve had insurance with my bank, mobile company and home insurance, I’ve claimed twice and they were so professional and helpful. But this insurance is a scam. Please read the real reviews in Google as I have noticed they’ve done the same with many other customers. Here is why: - They have made rules that are not in their policy - The advisor handled my case (Kate Papagavriel) was neglectful, rude and unprofessional advisors - Failure to answer my email - An advisor(Billy) told me they will review my claim in 72 hours which was a lie - Then another advisor called Kate told me I need to wait until cool off perilous is over which is not in the policy they’ve sent me. I’ll leave more feedback in other review website so hopefully people don’t get into the trap. Please read their 1-2 star reviews before purchasing the insurance with them. Reviewed on: 22nd February 2023
Nick thecheff's avatar
Nick thecheff

Good value insurance

5
Good value insurance I've used for my daughters phone. Competitive prices and easy to navigate website. Reviewed on: 13th September 2022
M Thorpe's avatar
M Thorpe

Worst insurance ever

1
Hi, my experience with loveitcoverit is worst. They are not even responding to my emails it's been so many days still I am waiting for response from them and it's been 4 months still waiting for replacement. What kind of service is this. OH MY GOD it's really frustrating and not worth again to have insurance with them. I will not recommend any one to this. I don't know when I will receive device. It's literally 4 months still nothing. Reviewed on: 27th February 2022
murali krishna's avatar
murali krishna

Worst customer service

1
Hi, my experience with loveitcoverit is worst. They are not even responding to my emails it's been so many days still I am waiting for response from them and it's been 4 months still waiting for replacement. What kind of service is this. OH MY GOD it's really frustrating and not worth again to have insurance with them. I will not recommend any one to this. I don't know when I will receive device. It's literally 4 months still nothing. Reviewed on: 2nd February 2022
murali krishna's avatar
murali krishna

happy customer

5
insured 3 devices today and couldn't of been easier, had a few questions regarding certain aspects but the lady i spoke to couldn't of been more helpful. Reviewed on: 28th April 2021
Robbie's avatar
Robbie

amazing customer service

5
Had an ongoing claim for my mobile phone, had some issues get some documents. I was worried my claim wouldn't be accepted but the claim handler talked me through what i need to do and claim was accepted today. Cant thank them enough !! Reviewed on: 28th April 2021
Billy's avatar
Billy

Quick and understanding

5
Had to claim for a cracked screen, the person I spoke to was so helpful and went through what was needed. Reviewed on: 28th April 2021
Billy's avatar
Billy

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