Smart Money People Logo

Manchester Credit Union: Loans reviews

4.93
Based on 2,172 reviews, last reviewed 12th Mar 2026
41% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great easy helpful any queries handled sufficiently Great easy helpful any queries handled sufficiently Reviewed on: 12th March 2026
Kerry W's avatar
Kerry W

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025
Katie's avatar
Katie

About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Manchester Credit Union Loans reviews (2172)

Review of the Manchester Credit Union, Loans:

There when I needed them

5
Credit union have helped me a lot I got a child benefit loan off them and I have been with them a few years now they have also let me take money out of my locked savings when I really needed to and I also have recommended them to a few people I know now instead of getting a high interest loan Reviewed on: 12th August 2021

Great to help out , good service as well easy to use...

5
Great to help out , good service as well easy to use and helpful when they can Reviewed on: 12th June 2025

great experince

5
been using credit union for 10years now & cannot fault them , always friendly , helpfull & professional Reviewed on: 12th June 2025

U have used credit union for years and never had a i...

5
U have used credit union for years and never had a issue Reviewed on: 12th June 2025

Never had an issue, always there if I need a...

5
Never had an issue, always there if I need a loan Reviewed on: 12th June 2025

Great service

5
Been with credit union for a few years and never had a problem. Everytime I’ve needed money it’s been easy to access my loan and even in emergencies I’ve been able to access my savings. Reviewed on: 12th June 2025

Easy and approachable

5
I have always had a good experience with Manchester credit union. The app is easy and straightforward and never have any problems with it Reviewed on: 12th June 2025

Excellent service low cost loans and easy to access.

5
Excellent service low cost loans and easy to access. Reviewed on: 12th June 2025

Really well

5
Very helpful and easy to work the app Reviewed on: 12th June 2025

would recommend

5
Always simple and quick easy to use app quick replies if have to message with a problem Reviewed on: 12th June 2025

Excellent customer service

5
They provided excellent service because, they looked at my income and expensive to provide a loan and not my credit score. Reviewed on: 12th June 2025

Do you have a different Manchester Credit Union product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Manchester Credit Union?

    View all products