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Manchester Credit Union: Loans reviews

4.93
Based on 2,165 reviews, last reviewed 6th Mar 2026
42% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
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1%
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0%
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Latest highest rating:

4

Generally a great company It did take a while to be processed compared to other applications, but they are sometimes more willing than banks etc to consider you for a loan. The... Read more Reviewed on: 4th March 2026
Natalie P's avatar
Natalie P

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025
Katie's avatar
Katie

About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Manchester Credit Union Loans reviews (2165)

Review of the Manchester Credit Union, Loans:

A brilliant website that supports a clear and extremely helpful financial service

5
I have been a member of Manchester Credit Union since 2011. I have had a loan with them that was affordable and the repayment was easier than any other loan repayment I have experienced. The website is clear, easy to navigate, holds all necessary relevant detail for any action I require within my account. The recent addition of the Xmas Saver account option is in my opinion an outstanding benefit. I find the staff at Manchester Credit Union very helpful. I am indeed a very satisfied customer. Reviewed on: 16th June 2022

Really well

5
Very helpful and easy to work the app Reviewed on: 12th June 2025

would recommend

5
Always simple and quick easy to use app quick replies if have to message with a problem Reviewed on: 12th June 2025

Excellent customer service

5
They provided excellent service because, they looked at my income and expensive to provide a loan and not my credit score. Reviewed on: 12th June 2025

It’s always quick and easy to use

5
It’s always quick and easy to use Reviewed on: 12th June 2025

Helped me out massively in the past, very quick and...

5
Helped me out massively in the past, very quick and easy to apply. The app is great for contacting via message. Reviewed on: 12th June 2025

Excellent

5
Exactly what I needed can get top up straight away Reviewed on: 12th June 2025

The loan application process was smooth and money wa...

5
The loan application process was smooth and money was in my account same day Reviewed on: 12th June 2025

Always been very helpful when applying for loans

5
Always been very helpful when applying for loans Reviewed on: 12th June 2025

They have teach me a lot and how to save and how I a...

5
They have teach me a lot and how to save and how I always can contact them when need help as single mother there service has been excellent Reviewed on: 12th June 2025

Amazing always very helpful when speaking to the team.

5
Amazing always very helpful when speaking to the team. Reviewed on: 12th June 2025

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