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Manchester Credit Union: Loans reviews

Name: Loans
Rating: 4.93 (2165 reviews)

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4.93

Based on 2,165 reviews, last reviewed 6th Mar 2026

42% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Generally a great company It did take a while to be processed compared to other applications, but they are sometimes more willing than banks etc to consider you for a loan. The... Read more Reviewed on: 4th March 2026

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025

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About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Manchester Credit Union Loans reviews (2165)

Review of the Manchester Credit Union, Loans:

A brilliant website that supports a clear and extremely helpful financial service

I have been a member of Manchester Credit Union since 2011. I have had a loan with them that was affordable and the repayment was easier than any other loan repayment I have experienced. The website is clear, easy to navigate, holds all necessary relevant detail for any action I require within my account. The recent addition of the Xmas Saver account option is in my opinion an outstanding benefit. I find the staff at Manchester Credit Union very helpful. I am indeed a very satisfied customer. Reviewed on: 16th June 2022

From very 1st joining i have found mcu to be amazing...

From very 1st joining i have found mcu to be amazing great customer support and compassion Reviewed on: 12th June 2025

Amazing helpful

I was turned down for a loan and credit union helped me get one and back on track with my finances Reviewed on: 12th June 2025

Always very helpful and friendly whenever we have ne...

Always very helpful and friendly whenever we have needed a little extra money. Staff very efficient, always respond as quick as they can. Reviewed on: 12th June 2025

When big expenses show up the family loan has helped...

When big expenses show up the family loan has helped me massively, when I do make repayments back, some of that money goes towards my savings which is great. Love this product Reviewed on: 12th June 2025

Always very handy to have to top up

Always very handy to have to top up Reviewed on: 12th June 2025

I have been with manchester credit union for almost...

I have been with manchester credit union for almost ten years and I am extremely satisfied with there services. Reviewed on: 12th June 2025

Fast communication and understanding staff

Fast communication and understanding staff Reviewed on: 12th June 2025

best union to use

Been with Manchester credit union for near 10 years and they’ve always been so helpful and kind Reviewed on: 12th June 2025

Never had any problems, great customer service and h...

Never had any problems, great customer service and helps a lot with saving. Reviewed on: 12th June 2025

Great help I was struggling and it helped me when I...

Great help I was struggling and it helped me when I had nothing Reviewed on: 12th June 2025

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