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Manchester Credit Union: Loans reviews

Name: Loans
Rating: 4.94 (2145 reviews)

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4.93

Based on 2,145 reviews, last reviewed 6th Feb 2026

181% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Excellent loans and help you save Excellent loans and help you save Reviewed on: 6th February 2026

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025

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About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Manchester Credit Union Loans reviews (2145)

Review of the Manchester Credit Union, Loans:

A brilliant website that supports a clear and extremely helpful financial service

I have been a member of Manchester Credit Union since 2011. I have had a loan with them that was affordable and the repayment was easier than any other loan repayment I have experienced. The website is clear, easy to navigate, holds all necessary relevant detail for any action I require within my account. The recent addition of the Xmas Saver account option is in my opinion an outstanding benefit. I find the staff at Manchester Credit Union very helpful. I am indeed a very satisfied customer. Reviewed on: 16th June 2022

Very fast process and accepted me even with bad credit.

Very fast process and accepted me even with bad credit. Also helps me to save at the same time when repaying it back! Reviewed on: 15th July 2025

It’s the most easy credit union to deal with send a...

It’s the most easy credit union to deal with send a message and a call back is usually the same day and they deal with you straight away Reviewed on: 15th July 2025

I’ve been with credit union for years now and they h...

I’ve been with credit union for years now and they have always been helpful, fast and efficient Reviewed on: 15th July 2025

I have been with the Manchester credit union for a n...

I have been with the Manchester credit union for a number of years, I find it so easy too save and assessable to my account online if I need a withdrawal or loan. Manchester credit union will always make sure I am in financial situation to support a loan so I don’t get in to financial hardship. Reviewed on: 14th July 2025

Super easy, staff are great.

Super easy, staff are great. Simple process Reviewed on: 14th July 2025

Helpful from the start.

Helpful from the start. Helped savings and get through the difficult times of needing an extra helping hand Reviewed on: 14th July 2025

Saving grace saving with Manchester C...

Ever since I have started saving with Manchester Credit union they have supported me financially for the past five years or more just know I have my little rainy day pot means the world to me in these hard time and I'm grateful for this. Reviewed on: 14th July 2025

Easy to navigate the app and always easy to get thro...

Easy to navigate the app and always easy to get through if I actually need to talk to someone really helpful really friendly. Reviewed on: 14th July 2025

It was a very easy process to join credit union, cus...

It was a very easy process to join credit union, customer service has always been excellent with quick responses Reviewed on: 14th July 2025

Very friendly staff and quick process

Very friendly staff and quick process Reviewed on: 14th July 2025

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