Write a review

Go to business site

Manchester Credit Union: Loans reviews

Name: Loans
Rating: 4.93 (2174 reviews)

View other Manchester Credit Union products

4.93

Based on 2,174 reviews, last reviewed 13th Mar 2026

46% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Wonderful so helpful it's the best at needing afford... Wonderful so helpful it's the best at needing affordable payment Reviewed on: 13th March 2026

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025

Read all reviews See your review

About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Manchester Credit Union Loans reviews (2174)

Review of the Manchester Credit Union, Loans:

There when I needed them

Credit union have helped me a lot I got a child benefit loan off them and I have been with them a few years now they have also let me take money out of my locked savings when I really needed to and I also have recommended them to a few people I know now instead of getting a high interest loan Reviewed on: 12th August 2021

Very helpful and manageable to there customers

Very helpful and manageable to there customers Reviewed on: 11th June 2025

Fantastic

Whole experience with Manchester credit union is fantastic and always has been never no problems quick easy good value and friendly staff Reviewed on: 11th June 2025

My review

Amazing people, very helpful and professional nothing is to much trouble, saving up is very easy and affordable to each person and their affordability, the app and all the process of the loan is so easy to use and easy to read and navigate through Reviewed on: 11th June 2025

the family loan as been perfect for me for 10 years...

the family loan as been perfect for me for 10 years it's a child benefit loan and it's helped me a lot as a single parent c Reviewed on: 11th June 2025

Always been helpful and attentive

Always been helpful and attentive Reviewed on: 11th June 2025

Credit union

It’s helped me out a lot with households items clothes and debts I really recommend it Reviewed on: 11th June 2025

Always been very helpful to me

My Manchester credit union helps me in many ways with savings and loans since joining with them it’s helped me with extra money at once for home improvements etc, an I have managed to save some money with them in a savings account. Reviewed on: 11th June 2025

Love using manchester credit union.

Love using manchester credit union. Its easy to apply and staff are always friendly and very helpful Reviewed on: 11th June 2025

Always been there when I have needed help

Always been there when I have needed help Reviewed on: 11th June 2025

Very competetivev on interest for loans

i joined up via Mcr City Council. Then applied for a loan. good service throughout. answered all my questions about process and accepted me for a loan. i now repay it through salary sacrifice so its easy on my credit rating. interest is competetive compated to my bank and manageable. Reviewed on: 11th June 2025

Do you have a different Manchester Credit Union product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loans
from Bradford District Credit Union 4.86 from 531 reviews
Loans
from Sheffield Credit Union 4.94 from 2719 reviews
Personal Loans
from Salad Money 3.96 from 11 reviews

Want to see more from Manchester Credit Union?

Savings
from Manchester Credit Union 4.90 from 480 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub