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Manchester Credit Union: Loans reviews

Name: Loans
Rating: 4.93 (2174 reviews)

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4.93

Based on 2,174 reviews, last reviewed 13th Mar 2026

46% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Wonderful so helpful it's the best at needing afford... Wonderful so helpful it's the best at needing affordable payment Reviewed on: 13th March 2026

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025

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About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Manchester Credit Union Loans reviews (2174)

Review of the Manchester Credit Union, Loans:

There when I needed them

Credit union have helped me a lot I got a child benefit loan off them and I have been with them a few years now they have also let me take money out of my locked savings when I really needed to and I also have recommended them to a few people I know now instead of getting a high interest loan Reviewed on: 12th August 2021

Iv alway found it easy to get a loan and when askin...

Iv alway found it easy to get a loan and when askin quiestion been answered well Reviewed on: 11th June 2025

Amazing company to use!

Amazing company to use! I first came across Manchester Credit Union, when looking for a good way to save money and also be able to obtain a loan of needed. From using my child benefit I have been able to save, and any time I have needed any help, the customer service is great and they are quick to respond too! Reviewed on: 11th June 2025

Credit Union are really brilliant

Had several loans over phone and going into an office . Staff make you feel comfortable asking for loan always helpful polite and friendly. You area godsend to me in these difficult times Reviewed on: 11th June 2025

I’ve had a family loan with MCU for a few years now,...

I’ve had a family loan with MCU for a few years now, I find it very helpful. Slightly disappointed with the MCU lottery as it seems the same people win it everytime. Reviewed on: 11th June 2025

Always a pleasant experience with great customer ser...

Always a pleasant experience with great customer service and great products to offer. Including the bee lotto and saving pot to go with the loan, helps you save along the way. Reviewed on: 11th June 2025

I’ve always had a positive experience with Mancheste...

I’ve always had a positive experience with Manchester credit union. The app is very easy to use. And when I have spoken to a member of staff on the phone they have all been lovely and so helpful Reviewed on: 11th June 2025

I have always had a good experience with credit union.

I have always had a good experience with credit union. The staff are always willing to help while remaining professional they are also polite and caring. Reviewed on: 11th June 2025

They always make me feel at ease and always have gre...

They always make me feel at ease and always have great communication Reviewed on: 11th June 2025

Easy and fast process with good interest rates.

Easy and fast process with good interest rates. Reviewed on: 11th June 2025

I've had a good experience but not had many options...

I've had a good experience but not had many options on a loan Reviewed on: 11th June 2025

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