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Manchester Credit Union: Loans reviews

Name: Loans
Rating: 4.93 (2174 reviews)

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4.93

Based on 2,174 reviews, last reviewed 13th Mar 2026

46% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Wonderful so helpful it's the best at needing afford... Wonderful so helpful it's the best at needing affordable payment Reviewed on: 13th March 2026

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025

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About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Manchester Credit Union Loans reviews (2174)

Review of the Manchester Credit Union, Loans:

There when I needed them

Credit union have helped me a lot I got a child benefit loan off them and I have been with them a few years now they have also let me take money out of my locked savings when I really needed to and I also have recommended them to a few people I know now instead of getting a high interest loan Reviewed on: 12th August 2021

I’ve always had a good experience with credit union

I’ve always had a good experience with credit union Reviewed on: 11th June 2025

Very easy to deal with and very fast and responding...

Very easy to deal with and very fast and responding and paying out Reviewed on: 11th June 2025

Great service and easy to use

Very handy to have the rolling loan and the new withdrawal system makes topping up your loan so quick and easy. They message back very quickly whenever you have a question. Happy with the service provided. Reviewed on: 11th June 2025

My experience with Manchester credit union is very...

My experience with Manchester credit union is very good help me to sort out my problems when I need loan from them and Manchester credit union give me good service every time I called them or I go to the office. Very helpful. Reviewed on: 11th June 2025

Affordable, trustworthy, 100% recommend

I didn’t know Manchester credit union existed before speaking to a family member about money worries. It’s perfect and affordable. The stress of needing a loan went instantly when I found credit union . I was really worried about getting a regular loan and having to pay back double what i borrowed. I 100% recommend! Reviewed on: 11th June 2025

Its been a great pleasure knowing MCU .

Its been a great pleasure knowing MCU . They have helped me secure loans easily without affecting my credit score. With amazing customer service officers like Barbara. She have been like an angel. Honestly I am so glad I have a account here Reviewed on: 11th June 2025

Amazing chance to have a loan when you need it and h...

Amazing chance to have a loan when you need it and have bad credit. Reviewed on: 11th June 2025

Excellent

Wonderful excellent experience, really helpful and very easy process and less time consuming. 10/10 Reviewed on: 11th June 2025

Every interaction is quick and easy, every time I’ve...

Every interaction is quick and easy, every time I’ve had a problem it has been dealt with quickly. Overall amazing customer service. Reviewed on: 11th June 2025

Was very straight forward to with as long as y...

I apply for a loan and it Was very straight forward to apply for as long as you have all the right documents and proofs. Reviewed on: 11th June 2025

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