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Manchester Credit Union: Loans reviews

4.93
Based on 2,166 reviews, last reviewed 10th Mar 2026
33% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fast response to messages! Fast response to messages! Great customer service. Reviewed on: 10th March 2026
Hl's avatar
Hl

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025
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Katie

About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Manchester Credit Union Loans reviews (2166)

Review of the Manchester Credit Union, Loans:

A brilliant website that supports a clear and extremely helpful financial service

5
I have been a member of Manchester Credit Union since 2011. I have had a loan with them that was affordable and the repayment was easier than any other loan repayment I have experienced. The website is clear, easy to navigate, holds all necessary relevant detail for any action I require within my account. The recent addition of the Xmas Saver account option is in my opinion an outstanding benefit. I find the staff at Manchester Credit Union very helpful. I am indeed a very satisfied customer. Reviewed on: 16th June 2022

Every interaction is quick and easy, every time I’ve...

5
Every interaction is quick and easy, every time I’ve had a problem it has been dealt with quickly. Overall amazing customer service. Reviewed on: 11th June 2025

Was very straight forward to with as long as y...

5
I apply for a loan and it Was very straight forward to apply for as long as you have all the right documents and proofs. Reviewed on: 11th June 2025

Brilliant never any problems.

5
Brilliant never any problems. Communicate well and help when they can Reviewed on: 11th June 2025

Manchester Credit Union is the Best

5
The costumer service is amazing always responsive and also i think that this opurtinity to have a loan with manchester credit union helps alot to the families Reviewed on: 11th June 2025

Stress free lending

4
App is very accessible. I was able to apply for a loan and pay back through my monthly wage. It helped me consolidate debt and took away a lot of stress. Having the repayment come out at source means I don't have to worry about making payments on time. I would recommend the service to friends and colleagues Reviewed on: 11th June 2025

Manchester Credit Union acted fast in replying to my...

5
Manchester Credit Union acted fast in replying to my request for a consolidation loan. They came up with an affordable monthly payment. Very efficient and polite staff Reviewed on: 11th June 2025

Very easy to use and very helpful staff with good cu...

5
Very easy to use and very helpful staff with good customer service, when I have had to ring up and ask for something. Reviewed on: 11th June 2025

Whole process is really easy..

5
Whole process is really easy and the help chat thing really helped explained everything and helped me understand better with clear responses and explanation of what I needed to do Reviewed on: 11th June 2025

Love using credit union helps me out a lot.

5
Love using credit union helps me out a lot. Great service. Reviewed on: 11th June 2025

They are amazing defo recommend

5
They are amazing always there to help everyone Reviewed on: 11th June 2025

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