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Manchester Credit Union: Loans reviews

Name: Loans
Rating: 4.93 (2166 reviews)

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4.93

Based on 2,166 reviews, last reviewed 10th Mar 2026

33% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Fast response to messages! Fast response to messages! Great customer service. Reviewed on: 10th March 2026

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025

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About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Manchester Credit Union Loans reviews (2166)

Review of the Manchester Credit Union, Loans:

A brilliant website that supports a clear and extremely helpful financial service

I have been a member of Manchester Credit Union since 2011. I have had a loan with them that was affordable and the repayment was easier than any other loan repayment I have experienced. The website is clear, easy to navigate, holds all necessary relevant detail for any action I require within my account. The recent addition of the Xmas Saver account option is in my opinion an outstanding benefit. I find the staff at Manchester Credit Union very helpful. I am indeed a very satisfied customer. Reviewed on: 16th June 2022

When I’ve needed a loan it’s the most ideal one I’ve...

When I’ve needed a loan it’s the most ideal one I’ve ever had, so easy to pay back and keep on top of! And always handy to have an account with them as it’s there if needed best one I’ve ever had! Reviewed on: 11th June 2025

Good to save money and it’s like saving bank

Good to save money and it’s like saving bank Reviewed on: 11th June 2025

Being a single mum to a child with additional needs...

Being a single mum to a child with additional needs and other healthcare issues finding a suitable job that can help with the up keeping of monthly housing costs can be hard if it wasn’t for Manchester credit union and there loan scheme I wouldn’t have been able to get through the last 12 months Reviewed on: 11th June 2025

Always helped me out financially think it’s a brilli...

Always helped me out financially think it’s a brilliant way to save too for those who can’t in general Reviewed on: 11th June 2025

Always polite and respectful, easy to apply

Always polite and respectful, easy to apply Reviewed on: 11th June 2025

Very helpful great service overall

Very helpful great service, and very fast problem solving Reviewed on: 11th June 2025

Very good always a big help, when phoning to custome...

Very good always a big help, when phoning to customer service is brilliant never had a problem Reviewed on: 11th June 2025

Fantastic as always, never lets me down

Fantastic as always, never lets me down Reviewed on: 11th June 2025

Super helpful in time of need

I love the new feature of revolving credit it makes applying for a loan super easy and there’s no waiting for approval. I also love the fact that after paying off a certain amount you can top up. Reviewed on: 11th June 2025

Very easy process, helpful advisors over the phone.

Very easy process, helpful advisors over the phone. Reviewed on: 11th June 2025

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