Smart Money People Logo

Manchester Credit Union: Loans reviews

4.93
Based on 2,174 reviews, last reviewed 13th Mar 2026
46% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Wonderful so helpful it's the best at needing afford... Wonderful so helpful it's the best at needing affordable payment Reviewed on: 13th March 2026
Jasmine Knight's avatar
Jasmine Knight

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025
Katie's avatar
Katie

About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Manchester Credit Union Loans reviews (2174)

Review of the Manchester Credit Union, Loans:

There when I needed them

5
Credit union have helped me a lot I got a child benefit loan off them and I have been with them a few years now they have also let me take money out of my locked savings when I really needed to and I also have recommended them to a few people I know now instead of getting a high interest loan Reviewed on: 12th August 2021

Very quick, cheap repayments, no hassle, easy to do,...

5
Very quick, cheap repayments, no hassle, easy to do, many options to chose from to pay back. Save a lot as well as you repay the loan back. Very helpful especially when it's time in need. Reviewed on: 29th May 2025

really fast and given alot of infomation

5
really fast and given alot of infomation Reviewed on: 28th May 2025

Very efficient service and very helpful , highly rec...

5
Very efficient service and very helpful , highly recommended Reviewed on: 27th May 2025

High standard professional service and my loan was p...

5
High standard professional service and my loan was processed quickly. Reviewed on: 19th May 2025

Very fast and helpful, they requested some additiona...

5
Very fast and helpful, they requested some additional info and it was all sorted within 24hrs Reviewed on: 16th May 2025

I've applied for a £500 loan with Manchester Credit...

5
I've applied for a £500 loan with Manchester Credit Union it was simple to do no hassle great combinator to pay into Reviewed on: 13th May 2025

Easy to apply.

5
Easy to apply.. very quick decision Reviewed on: 12th May 2025

Always there to help and a lifeline for those who ne...

5
Always there to help and a lifeline for those who need it most Reviewed on: 12th May 2025

mcu has always delivered when required.

5
mcu has always delivered when required. 5* Reviewed on: 6th May 2025

Quick and helpful.

5
Quick and helpful. Easy to apply for and a veey good app to use Reviewed on: 1st May 2025

Do you have a different Manchester Credit Union product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Manchester Credit Union?

    View all products