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Manchester Credit Union: Loans reviews

Name: Loans
Rating: 4.93 (2166 reviews)

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4.93

Based on 2,166 reviews, last reviewed 10th Mar 2026

27% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Fast response to messages! Fast response to messages! Great customer service. Reviewed on: 10th March 2026

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025

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About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Manchester Credit Union Loans reviews (2166)

Review of the Manchester Credit Union, Loans:

A brilliant website that supports a clear and extremely helpful financial service

I have been a member of Manchester Credit Union since 2011. I have had a loan with them that was affordable and the repayment was easier than any other loan repayment I have experienced. The website is clear, easy to navigate, holds all necessary relevant detail for any action I require within my account. The recent addition of the Xmas Saver account option is in my opinion an outstanding benefit. I find the staff at Manchester Credit Union very helpful. I am indeed a very satisfied customer. Reviewed on: 16th June 2022

Very much satisfied

Overall I’m satisfied with the service and the process which I gone through. Reviewed on: 2nd March 2025

Needed loan to consolidate debts urgently.

Needed loan to consolidate debts urgently. Loan was approved within days of application, highly recommended, and rates are excellent. Reviewed on: 1st March 2025

Very helpful people.

Very helpful people. Put me at ease while choosing a loan. Would highly recommend them. Reviewed on: 28th February 2025

Really quick and professional, would highly recommen...

Really quick and professional, would highly recommend and really affordable pay back. If you need to borrow the credit union are the one to be with. Can’t thank them enough for the help Reviewed on: 24th February 2025

They helped customer service was abit slow but are g...

They helped customer service was abit slow but are good Reviewed on: 24th February 2025

Self employed loan

After being denied for a few loans due to being self employed, MCU was able to offer me my full loan value at a great interest rate and their customer experience was on form. They did everything they said they would and even the lady on the phone personally went up to the loan office and made them aware that my case was time sensitive. 100% would recommend. Reviewed on: 21st February 2025

Amazing experience , very helpful

Amazing experience , very helpful Reviewed on: 21st February 2025

Always friendly and help in every way quick response...

Always friendly and help in every way quick response after applying for my revolving loan x Reviewed on: 12th February 2025

I've used CU for a number of years!

I've used CU for a number of years! I find the team are so supportive non judgemental and just amazing Reviewed on: 11th February 2025

I have been with Credit Union for years and has neve...

I have been with Credit Union for years and has never failed me when I need a loan Reviewed on: 11th February 2025

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