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Manchester Credit Union: Loans reviews

Name: Loans
Rating: 4.93 (2172 reviews)

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4.93

Based on 2,172 reviews, last reviewed 12th Mar 2026

41% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great easy helpful any queries handled sufficiently Great easy helpful any queries handled sufficiently Reviewed on: 12th March 2026

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025

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About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Manchester Credit Union Loans reviews (2172)

Review of the Manchester Credit Union, Loans:

A brilliant website that supports a clear and extremely helpful financial service

I have been a member of Manchester Credit Union since 2011. I have had a loan with them that was affordable and the repayment was easier than any other loan repayment I have experienced. The website is clear, easy to navigate, holds all necessary relevant detail for any action I require within my account. The recent addition of the Xmas Saver account option is in my opinion an outstanding benefit. I find the staff at Manchester Credit Union very helpful. I am indeed a very satisfied customer. Reviewed on: 16th June 2022

Very easy to use

Easy to understand and use and very quick and reasonable payment plans Reviewed on: 22nd May 2022

Very good

Very good fast process reliable good communication Reviewed on: 22nd May 2022

Excellent Service

A brilliant service, and care with affordable repayments and help and customer service second to none. A union with the person in their thoughts and personalise your dealings. Reviewed on: 22nd May 2022

A great team, excellent in the community

Excellent service and really make a difference Reviewed on: 22nd May 2022

Everyone should be with MCU

Joined MCU in 2019 with recommendation from my mother. Services are good including loans (low interest) and savings (good dividend at the end of the year). I like how they involve all customers in voting and AMG. Reviewed on: 22nd May 2022

Great staff

Very professional staff helpful Reviewed on: 22nd May 2022

Amazing credit Union

Manchester credit union did for me what a bank that I have banked with for 15 years could not do Reviewed on: 21st May 2022

never had any issue for a loan

it would be good for members who want a loan and who have already transfer their benefit to their account Credit Union to have more facilitate on the point of view of filling in the form Reviewed on: 21st May 2022

Good way for saving

It’s a very very good option for saving and it’s really very helpful Reviewed on: 21st May 2022

Loans 4 people not 4 banks

I believe credit union works for the people and its community. Customer Services are fantastic for they listen and help with your personal needs. Not too much red tape when applying for a loan as it is based on your saving. Affordable interest when you have an emergency. I'm grateful for being part of it. Reviewed on: 21st May 2022

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