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Manchester Credit Union: Loans reviews

Name: Loans
Rating: 4.93 (2174 reviews)

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4.93

Based on 2,174 reviews, last reviewed 13th Mar 2026

50% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Wonderful so helpful it's the best at needing afford... Wonderful so helpful it's the best at needing affordable payment Reviewed on: 13th March 2026

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025

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About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Manchester Credit Union Loans reviews (2174)

Review of the Manchester Credit Union, Loans:

There when I needed them

Credit union have helped me a lot I got a child benefit loan off them and I have been with them a few years now they have also let me take money out of my locked savings when I really needed to and I also have recommended them to a few people I know now instead of getting a high interest loan Reviewed on: 12th August 2021

never had any issue for a loan

it would be good for members who want a loan and who have already transfer their benefit to their account Credit Union to have more facilitate on the point of view of filling in the form Reviewed on: 21st May 2022

Good way for saving

It’s a very very good option for saving and it’s really very helpful Reviewed on: 21st May 2022

Loans 4 people not 4 banks

I believe credit union works for the people and its community. Customer Services are fantastic for they listen and help with your personal needs. Not too much red tape when applying for a loan as it is based on your saving. Affordable interest when you have an emergency. I'm grateful for being part of it. Reviewed on: 21st May 2022

Absaloutly love it

They are helpful and just overall great Reviewed on: 21st May 2022

Best credit union

Paying money is easy and simple with no problem. Reviewed on: 21st May 2022

Helpful & quick

Always a quick decision and transfer. Easy to talk to and understanding Reviewed on: 21st May 2022

Best place for loans affordable & low interest

Amazing company happy to help with anything that is needed if offer very little interest in loans. Affordable Reviewed on: 21st May 2022

Life savers

Lending off the credit union has pulled me out of a couple of tight spots, the repayments are more than fair and you don't have to wait forever to get a response to any queries. I've had previous loans bit these are the first to not try and have me over when they want their money back Reviewed on: 20th May 2022

excellent service

always understanding very reliable and always ther when i need ther help Reviewed on: 20th May 2022

Excellent community financial services

Manchester credit union is an accessible service with many branches across Manchester. It provides loans and credit to the community, helping people who might not easily be able to get credit. It also has savings accounts and current accounts. I save with them regularly because they practice the principle of a credit union being something that helps the finances of the local community. It is good to know that my savings can be capital that can help people who need credit, and that the credit union could help me with a loan if I needed one, although I haven't so far Reviewed on: 20th May 2022

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