Write a review

Go to business site

Manchester Credit Union: Loans reviews

Name: Loans
Rating: 4.93 (2172 reviews)

View other Manchester Credit Union products

4.93

Based on 2,172 reviews, last reviewed 12th Mar 2026

41% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great easy helpful any queries handled sufficiently Great easy helpful any queries handled sufficiently Reviewed on: 12th March 2026

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025

Read all reviews See your review

About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Manchester Credit Union Loans reviews (2172)

Review of the Manchester Credit Union, Loans:

A brilliant website that supports a clear and extremely helpful financial service

I have been a member of Manchester Credit Union since 2011. I have had a loan with them that was affordable and the repayment was easier than any other loan repayment I have experienced. The website is clear, easy to navigate, holds all necessary relevant detail for any action I require within my account. The recent addition of the Xmas Saver account option is in my opinion an outstanding benefit. I find the staff at Manchester Credit Union very helpful. I am indeed a very satisfied customer. Reviewed on: 16th June 2022

Banking for real people.

I’ve had a Credit Union account for a number of years. I think its a fabulous service for working class people and people on low incomes. You can pay in small amounts which build up. You can also apply for loans at exceptionally reasonable rates. I would recommend Credit Union to everybody. Reviewed on: 20th May 2022

No complications

I love everything about their app Reviewed on: 20th May 2022

Credit union has never failed me

I have saved for many years with credit union, most reliable and trust worthy service, keep up the good work. I'm proud to be a member. Reviewed on: 20th May 2022

Friendly, efficient, and effective

Opening my savings account with Manchester Credit Union was really efficient and the staff are really friendly. Their online banking system makes accessing and managing my account really easy, and they effectively manage all of my needs. They are a brilliant Credit Union. Reviewed on: 20th May 2022

Peoples Bank

Great service with helpful staff and easy to navigate online account Reviewed on: 20th May 2022

They are amazing and dead helpful

Helpful with everything you need I was really struggling and they helped me a lot very good communicators Reviewed on: 20th May 2022

Really helpful

Got help when I really needed, barbara was really nice and made everything easy and simple Reviewed on: 20th May 2022

Joined a few years ago when experiencing money problems best thing I did. No extortionate APR like other loan companies

I’ve always got a loan and paid it off from my child benefit. Easier to work out my budgeting plus I av savings as well Reviewed on: 20th May 2022

Helping the community

I love the fact that a local credit union is available to help support the community and help those in more need by providing low/competitive loan interest rates. Reviewed on: 20th May 2022

Helpful, friendly eady to use

Easy to use, quick decision, helpful always some one on hand to seek help and advive from. Reviewed on: 20th May 2022

Do you have a different Manchester Credit Union product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Short-term loan
from Mr Lender 4.86 from 8304 reviews
Personal loan
from Bamboo Loans 4.92 from 16022 reviews
Short-term loan
from Lending Stream 4.93 from 2495 reviews

Want to see more from Manchester Credit Union?

Savings
from Manchester Credit Union 4.90 from 480 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub