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Manchester Credit Union: Loans reviews

View other Manchester Credit Union products
4.93
Based on 2,174 reviews, last reviewed 13th Mar 2026
45% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
1%
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0%
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0%

Latest highest rating:

5

Wonderful so helpful it's the best at needing afford... Wonderful so helpful it's the best at needing affordable payment Reviewed on: 13th March 2026
Jasmine Knight's avatar
Jasmine Knight

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025
Katie's avatar
Katie
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About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Manchester Credit Union Loans reviews (2174)

Review of the Manchester Credit Union, Loans:

There when I needed them

5
Credit union have helped me a lot I got a child benefit loan off them and I have been with them a few years now they have also let me take money out of my locked savings when I really needed to and I also have recommended them to a few people I know now instead of getting a high interest loan Reviewed on: 12th August 2021
Michaela Fallows's avatar
Michaela Fallows

Friendly,reliable and helpful

5
Friendly staff always ready to help, in over 10years with SMCU ,I've always been supported and joining them was of great assistance in managing my finances. Reviewed on: 19th May 2022
Mwinda moto's avatar
Mwinda moto

Excellent

5
MCU are great as they offer interest free loans which is helpful to people like myself who have families. Never had issues with them! Would definitely recommend! Reviewed on: 19th May 2022
Nicole Kantar's avatar
Nicole Kantar

Fantastic customer experience

5
Great financial help and savings. Would recommend to all my friends and family Reviewed on: 19th May 2022
Natalie 's avatar
Natalie

Excellent service

5
I I have been with the credit union quite some time now and find it it easy to operate and a little bit of money put away each month fills up to a tidy sum when you need it Reviewed on: 19th May 2022
Garry Basnett's avatar
Garry Basnett

Fab reliable trust worthy and friendly

5
Fab always trust easy and accessible to communicate with and see all your accounts staff always friendly and polite Reviewed on: 19th May 2022
Emily Walker's avatar
Emily Walker

Very helpful, easy to do

5
I have a loan with MCU, I found it easy to apply for and I received the money soon after. Process didn’t take long at all. Reviewed on: 19th May 2022
Emma44's avatar
Emma44

Excellent

5
Fantastic company and staff. I would highly recommend Reviewed on: 19th May 2022
Amy-Louise Perry's avatar
Amy-Louise Perry

excellent service. fast and reliable

5
I applied for a family loan after hearing about it from a friend. The service was so fast and easy. The people were friendly and helpful. Would highly recommend. Reviewed on: 19th May 2022
AJones's avatar
AJones

Easy, affordable and reliable

5
Took out a family loan product for Manchester Credit Union and it couldn't be easier to do, with all checks done for affordability! Would not hesitate to recommend them to anyone looking for a loan! Reviewed on: 19th May 2022
Steven Booth's avatar
Steven Booth

easy peasy

5
nothing is a problem, call or email the service is there to help easy peasy Reviewed on: 19th May 2022
johnsondale07's avatar
johnsondale07

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