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Manchester Credit Union: Loans reviews

4.93
Based on 2,163 reviews, last reviewed 4th Mar 2026
66% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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4%
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1%
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0%
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0%

Latest highest rating:

4

Generally a great company It did take a while to be processed compared to other applications, but they are sometimes more willing than banks etc to consider you for a loan. The... Read more Reviewed on: 4th March 2026
Natalie P's avatar
Natalie P

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025
Katie's avatar
Katie

About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Manchester Credit Union Loans reviews (2163)

Review of the Manchester Credit Union, Loans:

There when I needed them

5
Credit union have helped me a lot I got a child benefit loan off them and I have been with them a few years now they have also let me take money out of my locked savings when I really needed to and I also have recommended them to a few people I know now instead of getting a high interest loan Reviewed on: 12th August 2021

no hassle

5
Love the loans and the way up can top it up no hassle and in bank within minutes Reviewed on: 13th July 2025

Fantastic service polite friendly staff don't make y...

5
Fantastic service polite friendly staff don't make you feel.embarassed Reviewed on: 13th July 2025

Excellent Response

5
The Manchester Credit Union, when I needed financial help as member, They responded promptly. This was when fulfilled all the conditions. Reviewed on: 13th July 2025

Absolutely great with money.

5
Absolutely great with money. They have always accommodated my needs and helped me if if I needed to withdraw from my savings and from my revolving credit. They are an absolute life saver !! Reviewed on: 13th July 2025

This has helped out last minute when needed.

5
This has helped out last minute when needed. It’s great value I don’t feel like I’m loosing out on money while paying it back. Reviewed on: 13th July 2025

Excellent service

5
Always been quick and very helpful when dealing with MCU staff Reviewed on: 13th July 2025

Bee loan

5
Had quite a number of bee loans via my employer. All runs smooth. Good service and all staff very helpful when I contact them. And the app is very good. Very pleased with service Reviewed on: 13th July 2025

Received promptly when asked for loan.

5
Received promptly when asked for loan. Can select how much to pay back. Reviewed on: 13th July 2025

Would recommend to anyone

5
Found Manchester credit union one of the easiest quickest and most affordable Reviewed on: 13th July 2025

I have never had a problem with Credit union definit...

5
I have never had a problem with Credit union definitely the simply eau yo take out a loan and easy cheap repayments Reviewed on: 13th July 2025

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