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Manchester Credit Union: Loans reviews

Name: Loans
Rating: 4.93 (2174 reviews)

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4.93

Based on 2,174 reviews, last reviewed 13th Mar 2026

46% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Wonderful so helpful it's the best at needing afford... Wonderful so helpful it's the best at needing affordable payment Reviewed on: 13th March 2026

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025

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About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Manchester Credit Union Loans reviews (2174)

Review of the Manchester Credit Union, Loans:

A brilliant website that supports a clear and extremely helpful financial service

I have been a member of Manchester Credit Union since 2011. I have had a loan with them that was affordable and the repayment was easier than any other loan repayment I have experienced. The website is clear, easy to navigate, holds all necessary relevant detail for any action I require within my account. The recent addition of the Xmas Saver account option is in my opinion an outstanding benefit. I find the staff at Manchester Credit Union very helpful. I am indeed a very satisfied customer. Reviewed on: 16th June 2022

One of the best I can ever trust

Manchester Credit Union is the best. I’ve been with them now for long and I can attest to this that they are saviours. They have saved me, my family and friends in times of need. I can go on and on and write testimonies about them. I’ve also introduced many people to them because they are trustworthy and reliable with a token interest on any money borrowed. I want to add they’re always considerate when you can’t pay the loan or having any difficulty, they will reduce or give you holiday payment. I will give them 10x ⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️ Reviewed on: 18th May 2022

Available to all.

Friendly, affordable and accessible. Reviewed on: 18th May 2022

Best Customer Service.

I have found the best service as compared to other banks and loan providers. It’s very simple and quick they won’t waste our time. Reviewed on: 18th May 2022

Great help when needed!

I love the fact that when I had a loan not only was I paying it back weekly with manageable payments I was also saving up at the same time. Then I was impressed to find out that after 6 months of continuous payment you could apply for a 'TopUp' loan. The next best bit was clearing my balance & the payment going into my savings. Reviewed on: 18th May 2022

Excellent

MCU have provided Helpful, Efficient and Professional advice and guidance throughout my loan application (and afterwards). I would highly recommend their services to anyone! Reviewed on: 18th May 2022

100% recommend

Great company and a real help to people! Reviewed on: 18th May 2022

The best service around top quality

The best service abwt keep you updated and was really helpful Reviewed on: 18th May 2022

Exellent

I would recommend you to my friends and family Reviewed on: 18th May 2022

Life saver

I had many loans over the years and helps me towards my parents funeral cost. Without support never been able to burie my parents with dignity. Thanks you so much and will also continue to recommend to others. Reviewed on: 18th May 2022

Loan affordable interest rate

Loans are affordable and the interest rate is low compared to other companies, getting loan is also not stressful. Customer friendly and easy process. Reviewed on: 18th May 2022

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