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Manchester Credit Union: Loans reviews

Name: Loans
Rating: 4.93 (2174 reviews)

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4.93

Based on 2,174 reviews, last reviewed 13th Mar 2026

46% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Wonderful so helpful it's the best at needing afford... Wonderful so helpful it's the best at needing affordable payment Reviewed on: 13th March 2026

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025

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About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Manchester Credit Union Loans reviews (2174)

Review of the Manchester Credit Union, Loans:

A brilliant website that supports a clear and extremely helpful financial service

I have been a member of Manchester Credit Union since 2011. I have had a loan with them that was affordable and the repayment was easier than any other loan repayment I have experienced. The website is clear, easy to navigate, holds all necessary relevant detail for any action I require within my account. The recent addition of the Xmas Saver account option is in my opinion an outstanding benefit. I find the staff at Manchester Credit Union very helpful. I am indeed a very satisfied customer. Reviewed on: 16th June 2022

AMAZING COMPANY

Super great company, really polite and very quick service. I applied & received funds within the same week. I would high recommend using MCU to anybody. Reviewed on: 18th May 2022

Mcr Credit Union! Great way to save!

Don't know what I'd do without Mcr Credit Union! Great way to save and pay bills at a later date. Easy to withdraw from the mobile app and if there's a problem, you can speak to the lovely and friendly staff. Overall the best service. Reviewed on: 18th May 2022

Responsible, Reliable and Dependable

Very helpful service, they never lend more than i can afford to pay back. They are a lifeline to me as i cannot save money in the traditional sense, so for Christmas i always know i will have money to spend. Reviewed on: 18th May 2022

Miss queen

The best any time you need help credit union is there to advice and help you Reviewed on: 18th May 2022

Family loan

Quick easy loan excellent customer service . If applying for a loan credit union is 100% the way forward Reviewed on: 18th May 2022

Excellent highly recommend

Fast same day loans easy realistic payments. Good apr. Reviewed on: 18th May 2022

Excellent customer services

The experience with the staffs in responding to query is great Reviewed on: 18th May 2022

I have been with Manchester credit union since 2017, very efficient and I been able to save more.

Satisfied with their services before even after covid, no disruption. Reviewed on: 18th May 2022

Amazing customer service and affordable loans

Fab customer service and really affordable loans im.on benefits and it comes it small amounts out of child benefits amd i save too whist im repaying so its win win Reviewed on: 18th May 2022

Head and shoulders above the rest

Fast friendly service and understand to your individual needs make using the service easy to understand and there financial advice go about what you would expect great service be lost without this company Reviewed on: 18th May 2022

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