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Manchester Credit Union: Loans reviews

4.93
Based on 2,174 reviews, last reviewed 13th Mar 2026
46% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
1%
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0%
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0%

Latest highest rating:

5

Wonderful so helpful it's the best at needing afford... Wonderful so helpful it's the best at needing affordable payment Reviewed on: 13th March 2026
Jasmine Knight's avatar
Jasmine Knight

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025
Katie's avatar
Katie

About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Manchester Credit Union Loans reviews (2174)

Review of the Manchester Credit Union, Loans:

A brilliant website that supports a clear and extremely helpful financial service

5
I have been a member of Manchester Credit Union since 2011. I have had a loan with them that was affordable and the repayment was easier than any other loan repayment I have experienced. The website is clear, easy to navigate, holds all necessary relevant detail for any action I require within my account. The recent addition of the Xmas Saver account option is in my opinion an outstanding benefit. I find the staff at Manchester Credit Union very helpful. I am indeed a very satisfied customer. Reviewed on: 16th June 2022

Reliable and great way to save

5
Really easy to use and understand quick and reliable and great way to save if you struggle to save Reviewed on: 18th May 2022

Wonderful wonderful

5
It’s just Mark marvellous And can’t wait to tell my friends and family about it so easy to access really friendly staff always help Reviewed on: 18th May 2022

Great way to save

4
Great way to save and easy to get money out, easy loans if needed at affordable rates to pay back, always telling my friends to use the MCu Reviewed on: 18th May 2022

Fast reliable service

5
I always get clear communication from the credit union and when I need to access money it's easily done without any fuss, just as it should be. Reviewed on: 18th May 2022

Fantastic

5
Low interest, helpful and professionals staffs, electronic information sharing including loans agreement, fast and reliable Reviewed on: 18th May 2022

Great

5
Used a few times. Alway great service and friendly staff Reviewed on: 18th May 2022

Really helpful for people struggling

5
Really helpful for people on benefits to be able to get a loan without getting into debt Reviewed on: 18th May 2022

Excellent, friendly, helpful, professional

5
Brilliant! Always there to provide support and advice and a listening ear Reviewed on: 18th May 2022

Handy when you need it.

5
Great overall, I used it to help towards spending money on holiday. Paying back is effortless. Reviewed on: 18th May 2022

Voting

5
My experience with you is fine, Reviewed on: 18th May 2022