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Manchester Credit Union: Loans reviews

4.93
Based on 2,178 reviews, last reviewed 18th Mar 2026
20% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

I am experiencing technical difficulties, so I was u... I am experiencing technical difficulties, so I was unable to get communications, MCU could have phoned me but they didn't, so the loan was just sittin... Read more Reviewed on: 18th March 2026
Simon R's avatar
Simon R

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025
Katie's avatar
Katie

About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Manchester Credit Union Loans reviews (2178)

Review of the Manchester Credit Union, Loans:

There when I needed them

5
Credit union have helped me a lot I got a child benefit loan off them and I have been with them a few years now they have also let me take money out of my locked savings when I really needed to and I also have recommended them to a few people I know now instead of getting a high interest loan Reviewed on: 12th August 2021

Great

5
Used a few times. Alway great service and friendly staff Reviewed on: 18th May 2022

Really helpful for people struggling

5
Really helpful for people on benefits to be able to get a loan without getting into debt Reviewed on: 18th May 2022

Excellent, friendly, helpful, professional

5
Brilliant! Always there to provide support and advice and a listening ear Reviewed on: 18th May 2022

Handy when you need it.

5
Great overall, I used it to help towards spending money on holiday. Paying back is effortless. Reviewed on: 18th May 2022

Voting

5
My experience with you is fine, Reviewed on: 18th May 2022

Manchester Credit Union

5
They are so kind and welcoming to their customers, help them with whatever they need. Reviewed on: 18th May 2022

Best credit union Ive used

5
Best credit union I’ve used. I’ve used a few. Reviewed on: 18th May 2022

Manchester credit union family loan services

5
Manchester credit union has been very helpful when I have needed extra cash for a special occasion for my family and as it 0% interest I can’t get into anymore debt plus paying through CB I can never miss a payment and also helps me to save Reviewed on: 18th May 2022

Just amazing

5
Everyone is amazing they are so helpful Reviewed on: 18th May 2022

Good customers service and support

5
Whenever I ring, the staff are quick to help and resolve the issue. Reviewed on: 18th May 2022

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