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Manchester Credit Union: Loans reviews

4.92
Based on 2,179 reviews, last reviewed 18th Mar 2026
20% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

I am experiencing technical difficulties, so I was u... I am experiencing technical difficulties, so I was unable to get communications, MCU could have phoned me but they didn't, so the loan was just sittin... Read more Reviewed on: 18th March 2026
Simon R's avatar
Simon R

Latest lowest rating:

1

Loan was declined for lack of disposable income, how... Loan was declined for lack of disposable income, however with a take home pay of £3000 and outgoings of around £1400 I had more than enough to cover £... Read more Reviewed on: 18th March 2026
Joshua R's avatar
Joshua R

About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Manchester Credit Union Loans reviews (2179)

Review of the Manchester Credit Union, Loans:

There when I needed them

5
Credit union have helped me a lot I got a child benefit loan off them and I have been with them a few years now they have also let me take money out of my locked savings when I really needed to and I also have recommended them to a few people I know now instead of getting a high interest loan Reviewed on: 12th August 2021

Brilliant service

5
Brilliant service and brilliant staff Everytime. High recommend to those that already don’t have an account Reviewed on: 18th May 2022

Fantastic company 0interest

5
Friendly customer service and have all-ways resolved any issues Reviewed on: 18th May 2022

Vote

5
Vote for these there are really gd they do what it says on the small print and yh there really good Reviewed on: 18th May 2022

Good communication skill and fast

5
My experience with them is wonderful and problem solving Reviewed on: 18th May 2022

Excellent service

4
Excellent service Reliable always pay on time really friendly people when you talk to them good information the top Reviewed on: 18th May 2022

Absolutely amazing

5
The people at credit union have always there to help you when you need a hand or when you need someone to talk to about your account Reviewed on: 18th May 2022

Brilliant friendly fast

5
Alway have had a brilliant and friendly service from them every time I've had an enquiry Reviewed on: 18th May 2022

Very satisfied with service

5
You don’t realise how much you save up each month. The money comes in handy for a rainy day. Quick easy online withdrawal and staff to hand when you phone. Highly recommend saving with MCU. Reviewed on: 18th May 2022

MCU is just the best

5
MCU is good in loans and quick responses Reviewed on: 18th May 2022

AWESOME EXPERIENCE

5
My very first ever loan in the UK.. fast, very very reliable.. when I mean fast I mean procedure and funds processing.. no hassling.. short on words.. but I will definitely Recommend them to anyone! Very reasonable interest as well.. Reviewed on: 18th May 2022

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