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Manchester Credit Union: Loans reviews

Name: Loans
Rating: 4.92 (2179 reviews)

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4.92

Based on 2,179 reviews, last reviewed 18th Mar 2026

20% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

I am experiencing technical difficulties, so I was u... I am experiencing technical difficulties, so I was unable to get communications, MCU could have phoned me but they didn't, so the loan was just sittin... Read more Reviewed on: 18th March 2026

Latest lowest rating:

1

Loan was declined for lack of disposable income, how... Loan was declined for lack of disposable income, however with a take home pay of £3000 and outgoings of around £1400 I had more than enough to cover £... Read more Reviewed on: 18th March 2026

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About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Manchester Credit Union Loans reviews (2179)

Review of the Manchester Credit Union, Loans:

There when I needed them

Credit union have helped me a lot I got a child benefit loan off them and I have been with them a few years now they have also let me take money out of my locked savings when I really needed to and I also have recommended them to a few people I know now instead of getting a high interest loan Reviewed on: 12th August 2021

10/10

Credit union has really helped me out throughout the years! It’s quick an easy an help me save also Reviewed on: 18th May 2022

Good customer service with no discrimination

I joined Manchester credit union when I first moved into the country. I had no credit history and a few months stay in my addresses. I was going on maternity leave with no pay, I tried Manchester credit union to see if I would get a loan to support my self during maternity. To my surprise, my application was successful. I am very happy with their service . Reviewed on: 18th May 2022

Great Account

Great little saver and handy to borrow from too. Reviewed on: 18th May 2022

Amazing

Very easy and straight forward, phenomenal customer service aswell. Reviewed on: 18th May 2022

Fantastic!

As a single parent saving and affording big items can be a struggle credit union make both of these less stressful I’ve been saving with credit union for 5 years takes the pressure of Christmas and birthdays and had a loan once. Can’t recommend enough Reviewed on: 18th May 2022

Brilliant

Excellent service, allows you to control your loan and save at the same time, always friendly staff on the other end of the phone Reviewed on: 18th May 2022

Breath of fresh air!

Since being a member of the credit union I have found life a lot easier. The whole process with joining was pretty straight forward and being apart of the union has benefitted myself in serval ways. I would recommend them any day. Reviewed on: 18th May 2022

Very efficient and so understanding

Always helpful and very caring stuff Reviewed on: 18th May 2022

Great Service

I have used credit union for at least 20 years. They have also offered great service for there members and always willing to help. Reviewed on: 18th May 2022

Highly recommended, MCU!

The staffs are very polite, and they transfer funds quickly when you needed it. Well done! Reviewed on: 18th May 2022

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