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Manchester Credit Union: Loans reviews

Name: Loans
Rating: 4.92 (2179 reviews)

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4.92

Based on 2,179 reviews, last reviewed 18th Mar 2026

20% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

I am experiencing technical difficulties, so I was u... I am experiencing technical difficulties, so I was unable to get communications, MCU could have phoned me but they didn't, so the loan was just sittin... Read more Reviewed on: 18th March 2026

Latest lowest rating:

1

Loan was declined for lack of disposable income, how... Loan was declined for lack of disposable income, however with a take home pay of £3000 and outgoings of around £1400 I had more than enough to cover £... Read more Reviewed on: 18th March 2026

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About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Manchester Credit Union Loans reviews (2179)

Review of the Manchester Credit Union, Loans:

There when I needed them

Credit union have helped me a lot I got a child benefit loan off them and I have been with them a few years now they have also let me take money out of my locked savings when I really needed to and I also have recommended them to a few people I know now instead of getting a high interest loan Reviewed on: 12th August 2021

Amazing support

Amazing support throughout the whole process and excellent customer service Reviewed on: 18th May 2022

Happy with them

Happy with everything they do and how quick you get the money in your bank Reviewed on: 18th May 2022

Life saver

A life line to many families in their times of need Reviewed on: 18th May 2022

Great to get loans of so easy and straightforward

Credit union have help me out massively and so easy to apply Reviewed on: 18th May 2022

Community based banking for all

I work with homeless people and low income households. MCU is available to these communities to help with banking which in turns helps individuals secure jobs and housing. MCU is easily the best CU in the region Reviewed on: 18th May 2022

Alway on hand to help never had problems

Alway on hand to help never has a problem Reviewed on: 18th May 2022

Brilliant service

Brilliant easy to use helpful service Reviewed on: 18th May 2022

Friendly and helpful

Quick response, friendly, helpful and lower interest rate on loans. Reviewed on: 18th May 2022

Very good

Is Fast Easy to do, someone is always there to help Reviewed on: 18th May 2022

First class company

Helped me many many times when I needed a loan Reviewed on: 18th May 2022

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