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Manchester Credit Union: Loans reviews

4.92
Based on 2,179 reviews, last reviewed 18th Mar 2026
15% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

I am experiencing technical difficulties, so I was u... I am experiencing technical difficulties, so I was unable to get communications, MCU could have phoned me but they didn't, so the loan was just sittin... Read more Reviewed on: 18th March 2026
Simon R's avatar
Simon R

Latest lowest rating:

1

Loan was declined for lack of disposable income, how... Loan was declined for lack of disposable income, however with a take home pay of £3000 and outgoings of around £1400 I had more than enough to cover £... Read more Reviewed on: 18th March 2026
Joshua R's avatar
Joshua R

About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Manchester Credit Union Loans reviews (2179)

Review of the Manchester Credit Union, Loans:

There when I needed them

5
Credit union have helped me a lot I got a child benefit loan off them and I have been with them a few years now they have also let me take money out of my locked savings when I really needed to and I also have recommended them to a few people I know now instead of getting a high interest loan Reviewed on: 12th August 2021

Invaluable :)

5
Manchester Credit Union has been a blessing & a huge help towards managing my finances while raising 3 children. Reviewed on: 18th May 2022

Brilliant management

5
I think the credit union in manchester are fast and reliable, I’ve had all my queries answered in a timely manner and have thought each person handled my query with respect. I would recommend them to anyone Reviewed on: 18th May 2022

Easy to use and very helpful

5
A friend recommended the Manchester credit union qnd it's very helpful and easy to deal with. Reviewed on: 18th May 2022

What I needed

5
Credit union helped me a lot in time of need for my little boy. I was running low for the basic necessary items for everyday and that helped me lot to cover everything, and you only pay it back bit by bit so it doesn’t leave you in the mud Reviewed on: 18th May 2022

Good for familys who dont get much money

5
I’m single mum I was struggling for new washer I heard about Manchester union credit it was easy to apply was quick to get paid on hours they do you can also save as your repaying the money back witch is bonus for you aswell Reviewed on: 18th May 2022

Excellent

5
I found the credit union to be very good and easy to use, I would definitely recommend it Reviewed on: 18th May 2022

Great Customer service

5
Have been with the credit union for over 10 years. I have nothing but praise for their service. Reviewed on: 18th May 2022

Excellent

5
There to help and not hard to fill forms in Reviewed on: 18th May 2022

Very helpful

5
I’ve been with credit union many years and have found them very fair and very helpful Reviewed on: 18th May 2022

Easy friendly and caring

5
Easy to use system for deposit s and for withdrawal.ethical Reviewed on: 18th May 2022