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Manchester Credit Union: Loans reviews

4.93
Based on 2,153 reviews, last reviewed 17th Feb 2026
107% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Love credit union really helps me when I need quick... Love credit union really helps me when I need quick loans Reviewed on: 17th February 2026
Melissa c's avatar
Melissa c

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025
Katie's avatar
Katie

About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Manchester Credit Union Loans reviews (2153)

Review of the Manchester Credit Union, Loans:

Amazing team work

5
Manchester credit union team is really amazing. I really like the way you guys are responding to each and every mail immediately. I’m so happy especially with Barbara.thank you so much team. Reviewed on: 7th February 2025

Excellent customer service.

5
Excellent customer service. Helpful from the start and explained everything well. Reviewed on: 10th July 2025

It was really good experience in obtaining the loan...

5
It was really good experience in obtaining the loan and closing the loan as well helped to save some money during the repayment. Reviewed on: 10th July 2025

Highly recommended

5
I have been with this company for some time now with taking out family loans when things are difficult ie Christmas and birthdays. I wouldn’t go anywhere else as they’ll never rip you off or give you something you’re unable to replay. Great service all round Reviewed on: 10th July 2025

Credit union.

5
Since I was introduced to them a rapidly became a member and have been ever since. They are very polite and friendly and are always there when I need financial help. Reviewed on: 10th July 2025

Very easy,friendly and secure service.

5
Very easy,friendly and secure service. Reviewed on: 10th July 2025

Very easy app to use and would recommend

5
Very easy app to use and would recommend Reviewed on: 10th July 2025

Always very informative and responsive.

5
Always very informative and responsive. The app is great and easy to use. Never had a bad experience. Reviewed on: 10th July 2025

Quick sign up process help calculator was useful

4
Quick sign up process help calculator was useful Reviewed on: 10th July 2025

Helped me when I was in a time of need and I am not...

5
Helped me when I was in a time of need and I am not overcharged for my loan Reviewed on: 10th July 2025

My experience has been fantastic!

5
MCU have been nothing but helpful. When I call with a query, I get through really quickly and manage to speak to an actual person. They always take the time so explain to me about my loan, without using overly complicated language. They’ve supported me by upping my loan when I was struggling and without this type of help, I would’ve never been able to start clearing my debt. Reviewed on: 10th July 2025