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Manchester Credit Union: Loans reviews

Name: Loans
Rating: 4.93 (2174 reviews)

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4.93

Based on 2,174 reviews, last reviewed 13th Mar 2026

50% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Wonderful so helpful it's the best at needing afford... Wonderful so helpful it's the best at needing affordable payment Reviewed on: 13th March 2026

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025

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About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Manchester Credit Union Loans reviews (2174)

Review of the Manchester Credit Union, Loans:

A brilliant website that supports a clear and extremely helpful financial service

I have been a member of Manchester Credit Union since 2011. I have had a loan with them that was affordable and the repayment was easier than any other loan repayment I have experienced. The website is clear, easy to navigate, holds all necessary relevant detail for any action I require within my account. The recent addition of the Xmas Saver account option is in my opinion an outstanding benefit. I find the staff at Manchester Credit Union very helpful. I am indeed a very satisfied customer. Reviewed on: 16th June 2022

Best

It's has helped me saved alot and there when I need urgent loans. Reviewed on: 18th May 2022

I live mamchester credit union

Really easy to use and very helpful to me as a single mother Reviewed on: 18th May 2022

Love it

Love their services and how they promptly respond to my query and how easy it is to save towards my goal. Reviewed on: 18th May 2022

Highly recommended

Amazing service. Easy to apply and customer service very helpful. Reviewed on: 18th May 2022

Brilliant service

Helpful and friendly and there when you need them Reviewed on: 18th May 2022

Definitely recommend

I have been using credit union for a few years now after a fiend recommended it .I have never had any problems other than technical ( my fault ) and it has been dealt with immediately. Reviewed on: 18th May 2022

Best credit union

Mcu is just simply the best credit union I have ever participated. The customer service is good .In fact all there staff are awesome. I have been with them for a year plus now. And I can tell you they are the best you can ever join Reviewed on: 18th May 2022

Great service

Really straight forward. Was given my loan fast and the customer service team was really helpful Reviewed on: 18th May 2022

Very helpful

Very helpful and understanding great communication and the app is brilliant I’d highly recommend to any one struggling also application is easy to read and understand Reviewed on: 18th May 2022

family loan

Has really helped me and my son this past year with everything going on and bills rising we was also homeless for a year and I desperately needed some money when I got my first house I got this with Manchester credit union not only do they offer loans they also help you to save money into a separate account. Company’s like this that don’t just charge you ridiculous amounts of money for lending are a must! Nice and easy to use and really does help in times of need! Thankyou MCU Reviewed on: 18th May 2022

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