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Manchester Credit Union: Loans reviews

Name: Loans
Rating: 4.92 (2181 reviews)

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4.92

Based on 2,181 reviews, last reviewed 19th Mar 2026

19% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth and easy So much easier easier with the app and Emails Reviewed on: 19th March 2026

Latest lowest rating:

1

Loan was declined for lack of disposable income, how... Loan was declined for lack of disposable income, however with a take home pay of £3000 and outgoings of around £1400 I had more than enough to cover £... Read more Reviewed on: 18th March 2026

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About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Manchester Credit Union Loans reviews (2181)

Review of the Manchester Credit Union, Loans:

There when I needed them

Credit union have helped me a lot I got a child benefit loan off them and I have been with them a few years now they have also let me take money out of my locked savings when I really needed to and I also have recommended them to a few people I know now instead of getting a high interest loan Reviewed on: 12th August 2021

Helpful

Just helps me out at the end of year for Xmas and also I’m saving Reviewed on: 18th May 2022

Kind friendly service, with peace of mind

Credit union north is kind, friendly service. Gives you peace of mind that your money is safe, loans are dealt with efficiently and any problems or worries you may have someone is there to help when needed. I was recommended to credit union several years ago by a friend, and it was best desision I made and I've never looked back. Since joining I have recommended to many others and continue to do so. Thank you for helping me over the years and continue to do so, much appreciated. Reviewed on: 18th May 2022

Great service

Makes life a lot easier. Friendly and knowledgeable staff. Advice given is very much appreciated. Reviewed on: 18th May 2022

Efficient service and way of saving

I’ve been with Manchester Credit Union for over 5 years now and I’ve never had a problem with them. They’ve been efficient in saving my money, withdrawing money and also possibilities of getting a loan. Reviewed on: 18th May 2022

This long time member loves Manchester Credit Union.

The Manchester Credit Union supported me with low cost loans as I went through lean times 20 years ago. Now I maintain a deposit, and hope that my funds support others that find themselves in situations similar to mine. Reviewed on: 18th May 2022

M.C.U are just amazing,their customer support is excellent.the people are lovely and nothing is a problem.

I have been a member for quite a few years,and I think this is an excellent service off M.C.U Reviewed on: 18th May 2022

Best helping way to help you with fianance

They have a great plan in money saving and help with any questions you have Reviewed on: 18th May 2022

Very helpful lovely team of people

The Manchester credit union team in north have always been very helpful and accommodating they go above and beyond to help in anyway possible Reviewed on: 18th May 2022

Excellent Company!

MCU have been fantastic with me. Every time I have had a query there customer service advisors are always happy to answer anything that I need. I have been with MCU for just under two years and I love the fact I can save while paying off my loan! Thank you MCU! Reviewed on: 18th May 2022

Brilliant service and excellent communication with staff.

Everytime iv had a query or iv needed help with something. Collueges from MCU have never hesitated to help. Their customer service skills are fantastic & always got out their way to make us (their customers) feel 100% satisfied. Reviewed on: 18th May 2022

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