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Manchester Credit Union: Loans reviews

Name: Loans
Rating: 4.92 (2181 reviews)

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4.92

Based on 2,181 reviews, last reviewed 19th Mar 2026

19% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth and easy So much easier easier with the app and Emails Reviewed on: 19th March 2026

Latest lowest rating:

1

Loan was declined for lack of disposable income, how... Loan was declined for lack of disposable income, however with a take home pay of £3000 and outgoings of around £1400 I had more than enough to cover £... Read more Reviewed on: 18th March 2026

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About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Manchester Credit Union Loans reviews (2181)

Review of the Manchester Credit Union, Loans:

There when I needed them

Credit union have helped me a lot I got a child benefit loan off them and I have been with them a few years now they have also let me take money out of my locked savings when I really needed to and I also have recommended them to a few people I know now instead of getting a high interest loan Reviewed on: 12th August 2021

Excellent service

Really reliable fast friendly service Reviewed on: 18th May 2022

MCU

Fair and simple loans and saving system for rainy days. Helpful staff and Highly recommend. Reviewed on: 18th May 2022

Manchester credit union are the best, ready to support u in any way.

They are reliable and very supportive. Reviewed on: 18th May 2022

Best loan and customer service

I’ve never had a problem or an issue with Manchester credit union. Anytime I’ve needed help they’ve been provide exactly the help I needed and been able to save with them as well! Which I struggled with before! Lovely employees at the company working and putting minds at ease and smiles on faces. Reviewed on: 18th May 2022

Great service

Always been a great help easy to use app great staff Reviewed on: 18th May 2022

NO BECAUSE IM NOT ON BENEFITS

I was saving with MCU for a few years, I was self employed at the time and had a few thousand in my saving account, then I was buying my home and I had all the money in cash apart from 3k which I asked MCU to lend me, they said NO because I'm not on benefits, so in my opinion MCU is not for the people of manchester, it's for benefit claimants, so MCU, I'm so sorry for starting my own business, maybe I should go on jobseekers just to get on in life Reviewed on: 18th May 2022

Amazing am glad I'm a member of Manchester credit union

Hmmmm .... Where can I start from , I have being with Manchester credit union for 7-8 years now an so far so good they have been so amazing. I have never regrets joining them. I have also introduced most of my friends to them. Thank you so much. So I'm nominating Manchester credit union for CONSUMER CREDIT AWARD. Reviewed on: 18th May 2022

Helpful

Easy to use, always really helpful, polite. I think it's a very good company who help people who need it. Reviewed on: 18th May 2022

Amazing

Manchester credit union is by far the best loan I’ve had and also got savings with them now aswel it’s so easy to do and never once had any problems love it ! Thank you Reviewed on: 18th May 2022

Helped when no one else would.

Manchester Credit Union helped me with a loan when no one else would, they looked at me as a person rather than an interest rate, would highly recommend. Reviewed on: 18th May 2022

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