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Manchester Credit Union: Loans reviews

Name: Loans
Rating: 4.92 (2181 reviews)

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4.92

Based on 2,181 reviews, last reviewed 19th Mar 2026

10% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth and easy So much easier easier with the app and Emails Reviewed on: 19th March 2026

Latest lowest rating:

1

Loan was declined for lack of disposable income, how... Loan was declined for lack of disposable income, however with a take home pay of £3000 and outgoings of around £1400 I had more than enough to cover £... Read more Reviewed on: 18th March 2026

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About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Manchester Credit Union Loans reviews (2181)

Review of the Manchester Credit Union, Loans:

There when I needed them

Credit union have helped me a lot I got a child benefit loan off them and I have been with them a few years now they have also let me take money out of my locked savings when I really needed to and I also have recommended them to a few people I know now instead of getting a high interest loan Reviewed on: 12th August 2021

Easy and accessible funds when required

As we are all aware, the purse strings are forever tightening and Manchester Credit Union has been such a massive help when I have been struggling most. The appilcation process, release of funds, and keeping an eye on my account can't be any easier. A fantastic service for those most in need of support. Thank you. Reviewed on: 18th May 2022

They been really thigh on me and I don't know why

I've got some money in the post and I really need a loan now and I have full time job but for some reasons I'm not getting a loan. Reviewed on: 18th May 2022

Amazing service

So quick and easy amazing service and friendly team always helpful and pleasant to talk to if you have a queries, it’s a brilliant credit union and they have helped me so much. Reviewed on: 18th May 2022

So quick

Best customer service, always ther to help Reviewed on: 18th May 2022

Best credit solutions for families

Fabulous app to use, never had no issues. Gives up to date readings and is very easy to navigate. Both app and website show the features you wish to use. MCU provide the customers with up to date relevant information and also any changes. Nice colour scheme and user friendly service. Reviewed on: 18th May 2022

Well organised company

Easy to get along with. Straightforward experiences. Reviewed on: 18th May 2022

The best company around

Amazing team always happy to help anyone out & very professional at their jobs. Wouldn’t be with out them! Reviewed on: 18th May 2022

Quick easy & fast with loans

Highly recommend these loans are quick easy & fast with no interest Reviewed on: 18th May 2022

Always amazing service

The best service always, I love Davi no with my credit union. Reviewed on: 18th May 2022

Giving hope in the time of financial difficulties

Every time I need a little extra to finance certain circumstances, I can always count on the Manchester Credit Union. They understand, give time and encourages me how we can move forward. They have never turn me away. I have recomend my daughter to join and she was able to go on holiday for the first time as an adult. All because Credit union have trusted her . We are very, very grateful and thankful that they exist for people like us who need a little in time when money is needed. I would not hesitate to recommend them to people. Reviewed on: 18th May 2022

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