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Manchester Credit Union: Loans reviews

4.93
Based on 2,174 reviews, last reviewed 13th Mar 2026
45% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Wonderful so helpful it's the best at needing afford... Wonderful so helpful it's the best at needing affordable payment Reviewed on: 13th March 2026
Jasmine Knight's avatar
Jasmine Knight

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025
Katie's avatar
Katie

About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Manchester Credit Union Loans reviews (2174)

Review of the Manchester Credit Union, Loans:

A brilliant website that supports a clear and extremely helpful financial service

5
I have been a member of Manchester Credit Union since 2011. I have had a loan with them that was affordable and the repayment was easier than any other loan repayment I have experienced. The website is clear, easy to navigate, holds all necessary relevant detail for any action I require within my account. The recent addition of the Xmas Saver account option is in my opinion an outstanding benefit. I find the staff at Manchester Credit Union very helpful. I am indeed a very satisfied customer. Reviewed on: 16th June 2022

Always been massively helpful, especially when it comes to my family loan, fantastic service

5
Always in hand to deal with any problems with my account, customer service is fantastic Reviewed on: 18th May 2022

Brilliant Service

5
I am really impressed with the Manchester credit Union's service after being with them since 2020 their customer service team are polite and professional friendly helping me to open X'MAX savings at the beginning of this year which is fantastically progressing toward my goals. I will confidently recommend Manchester Credit Union to anyone out there to have the test my experience Reviewed on: 18th May 2022

Manchester credit union is amazing

5
My experience with Manchester credit union has been amazing I got all the help I needed from them Reviewed on: 18th May 2022

Fab service

5
So straight forward and the best process I’ve experienced. I don’t have to worry about anything and always kept up to date on progress Reviewed on: 18th May 2022

Amazing

5
Absolutely amazing very caring passionate helped me so much when nobody wouldn’t especially after losing my beautiful daughter xx Reviewed on: 18th May 2022

Great service

5
Manchester credit is such a helpful and fair service I would recommend it to everyone. Reviewed on: 18th May 2022

Massive help

5
They have helped me when I was stuck I would definitely recommend them Reviewed on: 18th May 2022

Brilliant!

5
I have always had a brilliant experience with MCU, so easy to access and definitely recommend to family and friends Reviewed on: 18th May 2022

I'm really happy with with the support and service I have received from Manchester Credit Union

5
I was supported with a loan at a time in need. Reviewed on: 18th May 2022

Very easy to join, great staff communication.

5
Great experience. Highly recommended Reviewed on: 18th May 2022

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