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Manchester Credit Union: Loans reviews

Name: Loans
Rating: 4.92 (2181 reviews)

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4.92

Based on 2,181 reviews, last reviewed 19th Mar 2026

10% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth and easy So much easier easier with the app and Emails Reviewed on: 19th March 2026

Latest lowest rating:

1

Loan was declined for lack of disposable income, how... Loan was declined for lack of disposable income, however with a take home pay of £3000 and outgoings of around £1400 I had more than enough to cover £... Read more Reviewed on: 18th March 2026

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About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Manchester Credit Union Loans reviews (2181)

Review of the Manchester Credit Union, Loans:

There when I needed them

Credit union have helped me a lot I got a child benefit loan off them and I have been with them a few years now they have also let me take money out of my locked savings when I really needed to and I also have recommended them to a few people I know now instead of getting a high interest loan Reviewed on: 12th August 2021

Manchester credit union is amazing

My experience with Manchester credit union has been amazing I got all the help I needed from them Reviewed on: 18th May 2022

Fab service

So straight forward and the best process I’ve experienced. I don’t have to worry about anything and always kept up to date on progress Reviewed on: 18th May 2022

Amazing

Absolutely amazing very caring passionate helped me so much when nobody wouldn’t especially after losing my beautiful daughter xx Reviewed on: 18th May 2022

Great service

Manchester credit is such a helpful and fair service I would recommend it to everyone. Reviewed on: 18th May 2022

Massive help

They have helped me when I was stuck I would definitely recommend them Reviewed on: 18th May 2022

Brilliant!

I have always had a brilliant experience with MCU, so easy to access and definitely recommend to family and friends Reviewed on: 18th May 2022

I'm really happy with with the support and service I have received from Manchester Credit Union

I was supported with a loan at a time in need. Reviewed on: 18th May 2022

Very easy to join, great staff communication.

Great experience. Highly recommended Reviewed on: 18th May 2022

(Organisational structure)

They are very reliable and dependable. Reviewed on: 18th May 2022

Saved me when I've been in tricky positions

Quick response nice friendly people Reviewed on: 18th May 2022

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