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Manchester Credit Union: Loans reviews

Name: Loans
Rating: 4.94 (852 reviews)

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4.92

Based on 852 reviews, last reviewed 26th Apr 2025

1800% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

96%

2 star

Latest highest rating:

5

I love Manchester credit and proud to be a member I use to use my credit union all the time and I have to say I cannot fault them and I see they are still giving even more to there customers I’m very ... Read more Reviewed on: 26th April 2025

Latest lowest rating:

1

POOR customer service Said I would be eligible for a small Loan once i paid off my current balance, then did not help me at all, left very frustrated Reviewed on: 6th August 2024

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About this product

Manchester Credit Union Loans reviews (852)

Review of the Manchester Credit Union, Loans:

Given me the chance I needed.

Manchester credit union. If it wasn’t for Manchester credit union I would still be in unaffordable debt today due to high APR. Manchester credit union gave me a chance they spoke to me about my situation and what they could do to help. From leaving home at 17years of age I got trapped in the cycle of payday loans when my partner fell ill and we had rent, bills etc to pay on one wage, I was offered no support due to me having a “stable carer” and “apparently” earning enough to support us. I wasn’t clued up around anything like this and fell into the easiest option, This then made me stuck in loads of little loans and a giant impact on my relationship and mental health. I decided I had to consolidate all my loans, however due to the effect the payday loans had on my credit score (even though I’ve worked since being 15years old for the same organisation climbing the ladder and have paid phone contracts, internet etc) I managed to consolidate my loan with the help of a friend as a guarantor HOWEVER the APR on this was 50% meaning the debt I was in doubled and I found myself in a worse Position than before. I moved back home and with many tears, sleepless nights and research I stumbled across Manchester credit union, I was sceptical at first I wondered what the catch. After a phone call with them I was put very much at ease and was offered advice and support around my situation. The amount I wanted at first was a lot and we need to build a trusting relationship, they offered me a small loan that took straight out of my wages through my employer (I was embarrassed by this at first but we are human) for a very low APR. Six months of paying this small loan which was for over 12months I got in touch again with Manchester credit union to request a bigger loan this time to pay off my overly priced APR loan, Manchester Credit Union was happy well they did more than help they took my details and the company’s I had the high APR loan through and dealt with it all for me obviously updating me with the process along they way, this was very quickly sorted and I had officially half my debt! BUT not only have I halved my debt the loan payments I now pay to Manchester credit union WELL they only take some out and put it in a savings account for you!!! So not only am I getting out of debt I’m saving at the same time. I feel so much relief and very grateful for been given an opportunity that no one else would give me! I could pay the payments I was just never given the trust to show this. THANK YOU Reviewed on: 10th July 2021

Over all a great service but it would be good if cus...

Over all a great service but it would be good if customers are kept informed about system outages or server disruptions than being quiet especially when all documentation has been signed and returned. Let customers know there are delays in returning funds so they're aware. Otherwise awesome product. Reviewed on: 9th April 2025

Amazing!

MCU has helped me on several occasions. I would recommend to anyone! Absolutely fantastic service!! 10/10 for me! Reviewed on: 28th March 2025

Very quick to respond i think this is a good way of...

Very quick to respond i think this is a good way of helping others and i think it should not be just for people on benefits but for those in full time work and for it to be accessible in the same way as some cannot get a loan from mcu even when in full time work due to circumstances. So it could be deducted straight from the wages. Reviewed on: 28th March 2025

I thought the process was quick and easy.

I thought the process was quick and easy. Reviewed on: 26th March 2025

Their website was very detailed on everything and q...

Their website was very detailed on everything and quick responses too from their team Reviewed on: 24th March 2025

Quick and easy

I use MCU when I have an unexpected item to pay for. It is quick, easy and convenient to apply and I usually get the loan on the same day Reviewed on: 18th March 2025

Review for South Manchester Credit UnionI

Review for South Manchester Credit Union I’ve had a fantastic experience with South Manchester Credit Union—their savings and loans process is incredibly straightforward and hassle-free. From start to finish, everything was clear, efficient, and tailored to my needs. A special shoutout to Amy, who was absolutely exceptional! Her professionalism, kindness, and willingness to go the extra mile made the entire process smooth and stress-free. She answered all my questions, provided great advice, and ensured everything was handled quickly and efficiently. If you’re looking for a reliable, community-focused credit union that truly cares about its members, I highly recommend South Manchester Credit Union. Thanks again to Amy and the team for making everything so easy! Reviewed on: 13th March 2025

Loan approved and paid out in 9 hours

I applied for a loan at around 05:00am within 6 hours the loan was approved. Then 3 hours latter the money was in my account. the whole process from starting the application to the money being paid in my account took roughly 9 hours. Reviewed on: 12th March 2025

Very easy to get a loan and interest rates are good.

Very easy to get a loan and interest rates are good. very pleased with services. Reviewed on: 12th March 2025

Excellent service I'm very satisfied

Excellent service I'm very satisfied Reviewed on: 10th March 2025

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