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Manchester Credit Union: Loans reviews

4.94
Based on 2,124 reviews, last reviewed 30th Dec 2025
76% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great for those who are struggling for a short term... Great for those who are struggling for a short term loan no stress just comes out my child benefit great communication of you need help Reviewed on: 30th December 2025
Francesca w's avatar
Francesca w

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025
Katie's avatar
Katie

About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Manchester Credit Union Loans reviews (2124)

Review of the Manchester Credit Union, Loans:

Excellent all around

5
Fast efficient service Polite staff Thank you Reviewed on: 18th May 2022

Thank you Very helpful

5
Very helpful thanks I’ve found this so helpful when I need some extra help Reviewed on: 17th December 2025

Been excellent since I first took a loan

5
Been excellent since I first took a loan Reviewed on: 17th December 2025

Happy with how well everything works and how quickly...

5
Happy with how well everything works and how quickly issues are dealt with. Thr communication is great too. Reviewed on: 16th December 2025

Good service would use regular for my loans

5
Good service would use regular for my loans Reviewed on: 16th December 2025

Really good and very helpful and always their when n...

5
Really good and very helpful and always their when needed Reviewed on: 16th December 2025

Was a smooth one being the first time

5
Was a smooth one being the first time Reviewed on: 16th December 2025

Always available when I need them great service

5
Always available when I need them great service Reviewed on: 15th December 2025

Absolutely brilliant,l

5
Absolutely brilliant Manchester credit union have helped me out so much Reviewed on: 15th December 2025

Seamless experience, and a great rate

5
Seamless experience, and a great rate that helped me consolidate my debt and free up some money monthly for me. Reviewed on: 11th December 2025

MCU...Help when and where it's needed.

5
From beginning to the end of the process, Manchester Credit Union have been fantastic. They have helped to reactivate my account, took me through the loan application with ease and answered any questions that I had. They are very helpful, supportive and efficient. Thank you MCU for making this experience a valuable and easy one. Reviewed on: 10th December 2025

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