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Manchester Credit Union: Loans reviews

Name: Loans
Rating: 4.92 (2181 reviews)

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4.92

Based on 2,181 reviews, last reviewed 19th Mar 2026

10% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth and easy So much easier easier with the app and Emails Reviewed on: 19th March 2026

Latest lowest rating:

1

Loan was declined for lack of disposable income, how... Loan was declined for lack of disposable income, however with a take home pay of £3000 and outgoings of around £1400 I had more than enough to cover £... Read more Reviewed on: 18th March 2026

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About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Manchester Credit Union Loans reviews (2181)

Review of the Manchester Credit Union, Loans:

There when I needed them

Credit union have helped me a lot I got a child benefit loan off them and I have been with them a few years now they have also let me take money out of my locked savings when I really needed to and I also have recommended them to a few people I know now instead of getting a high interest loan Reviewed on: 12th August 2021

Long standing organisation

Theeebhave been helping people in Manchester for many years. Helped me when I had little money. Looked after me since then. Reviewed on: 18th May 2022

Big help

The app is very user friendly and saving has never been easier. The fact that I can ask for a low interest loan anytime helps me sleep better at night. Reviewed on: 18th May 2022

Very easy and helpful

From start to finish well organised Reviewed on: 18th May 2022

Easy way to save/borrow

Manchester Credit Union is simple and accessible - and as members we own it, so it feels fairer as you know you have a say in how it is run and you're not being ripped off! Reviewed on: 18th May 2022

Brilliant service.

Staff always polite and helpful. Been with credit union for years and never once had any issues. Reviewed on: 18th May 2022

Fantastic company!

Manchester Credit Union are fast, efficient and reliable in what they do. Me and many of my friends/family members have used this company for loans. Many loam companies are stressful and cause a lot of anxiety/worry for their customers when it comes to paying them back/adding on interest. With Manchester Credit Union you know exactly what you're paying, how you're paying it and when you're paying it. I have never had an issue using this company and they are the only loan company I will use. Reviewed on: 18th May 2022

Great service

Great service and extremely quick with both loan decisions and getting my savings back. Very easy to set up and to navigate the website Reviewed on: 18th May 2022

Superb

Used for about 5/6 years now great for saving and for a loan if needed without being ripped off Reviewed on: 18th May 2022

Helpful

I was recommended through a friend and was very sceptical at first. But it’s one of the best decisions I’ve ever made l joining Mcu. And even better now they’re doing a Christmas savings club. Having a big family I always struggle for Christmas. Reviewed on: 18th May 2022

Easy asses

The app is easy to use, customer services are nice and willing to help. They also keep you up to date. Reviewed on: 18th May 2022

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