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Manchester Credit Union: Loans reviews

View other Manchester Credit Union products
4.93
Based on 2,174 reviews, last reviewed 13th Mar 2026
23% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Wonderful so helpful it's the best at needing afford... Wonderful so helpful it's the best at needing affordable payment Reviewed on: 13th March 2026
Jasmine Knight's avatar
Jasmine Knight

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025
Katie's avatar
Katie
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About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Manchester Credit Union Loans reviews (2174)

Review of the Manchester Credit Union, Loans:

A brilliant website that supports a clear and extremely helpful financial service

5
I have been a member of Manchester Credit Union since 2011. I have had a loan with them that was affordable and the repayment was easier than any other loan repayment I have experienced. The website is clear, easy to navigate, holds all necessary relevant detail for any action I require within my account. The recent addition of the Xmas Saver account option is in my opinion an outstanding benefit. I find the staff at Manchester Credit Union very helpful. I am indeed a very satisfied customer. Reviewed on: 16th June 2022
Susie's avatar
Susie

Good Credit Union

5
MCU is very transparent in its dealings and gives a fair return to its investing members. Reviewed on: 18th May 2022
Brian Wainwright's avatar
Brian Wainwright

Excellent turnaround time!

5
The staff have been highly supportive and resolve issues very quickly at all times. And, the digital experience has remained seamless for over 5 years. Kudos to the team! Reviewed on: 18th May 2022
Abraham Afolabi's avatar
Abraham Afolabi

Excellent

5
Great, easy and convenient!! What more could you want . Reviewed on: 18th May 2022
ange.chaps78@yahoo.co.uk's avatar
[email protected]

Great service

5
Great service, very easy to sign up and fast payments Definitely recommend Reviewed on: 18th May 2022
Carolann's avatar
Carolann

Excellent

4
Good customer services and innovation Reviewed on: 18th May 2022
Annie Udofia's avatar
Annie Udofia

Outstanding services

5
Cannot recommend enough as the customer service is five star. Very proud to be a member of this group and definitely recommend to families and friends. Putting customer is their motto. Well done Reviewed on: 18th May 2022
Yacob Yonis's avatar
Yacob Yonis

Best credit union

5
I have had nothing but good experience with them Reviewed on: 18th May 2022
Louu Leah's avatar
Louu Leah

Very helpful and understanding

5
Really helped me when iw as in need and easy to follow and understand. Reviewed on: 18th May 2022
Sharma 's avatar
Sharma

The best

5
I love Manchester Credit Union. It is a great way to save but they have also been there for me in my toughest time when I needed a loan. Being able to use your Child Benefit payment to repay the Family Loan is fantastic, they also set a small amount to your savings and give what is left over back into your bank account, there is no stress about missing a payment. I would not have managed without them. Thank you Manchester Credit Union. Reviewed on: 18th May 2022
Emma's avatar
Emma

First Class all round service

5
Manchester Credit Union is the only loan company I've used since I found them. I regularly renew my loan, I find it a great help, and the savings come in great use also. Renewing is easy and the staff having been very helpful, efficient and professional and everything is dealt with very quickly. Since I started with Manchester credit union I've never had a loan from anyone else. Reviewed on: 18th May 2022
Ks's avatar
Ks

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