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Manchester Credit Union: Loans reviews

View other Manchester Credit Union products
4.92
Based on 2,182 reviews, last reviewed 20th Mar 2026
12% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent and efficient service. Excellent and efficient service. Applied for a loan and was accepted same day. MCU loans are so helpful for a single mum like myself Reviewed on: 20th March 2026
Levi c's avatar
Levi c

Latest lowest rating:

1

Loan was declined for lack of disposable income, how... Loan was declined for lack of disposable income, however with a take home pay of £3000 and outgoings of around £1400 I had more than enough to cover £... Read more Reviewed on: 18th March 2026
Joshua R's avatar
Joshua R
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About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Manchester Credit Union Loans reviews (2182)

Review of the Manchester Credit Union, Loans:

There when I needed them

5
Credit union have helped me a lot I got a child benefit loan off them and I have been with them a few years now they have also let me take money out of my locked savings when I really needed to and I also have recommended them to a few people I know now instead of getting a high interest loan Reviewed on: 12th August 2021
Michaela Fallows's avatar
Michaela Fallows

Highly recommended

5
Very pleased as a member and I don’t regret anything Reviewed on: 18th May 2022
Bright Agyemang 's avatar
Bright Agyemang

MCU

5
A great credit union with outstanding ethics with excellent customer service Reviewed on: 18th May 2022
John's avatar
John

Excellent

5
Never had a single issue since I joined this credit union, simply peace of mind. Customer service is excellent Reviewed on: 18th May 2022
Oladapo Taiwo's avatar
Oladapo Taiwo

Very efficient process with a friendly team would highly recommend

5
My experience with Manchester credit union has been basically straight forward and quite simple to understand. Not only is it really helpful I’ve found but the repayment scheme is really good too! Reviewed on: 18th May 2022
Shania Warburton's avatar
Shania Warburton

Helpful, straight-forward service.

5
Manchester Credit Union provide a service which is both easy to understand, accessible and fair. Reviewed on: 18th May 2022
John Copestake's avatar
John Copestake

Wish I would have known sooner!

5
Very happy to have learned about mcu. Its been so helpful in times of need. Being able to save in an easy but secure way is great! You can use the app to manage your repayments and savings too! The repayments are manageable and the staff are always helpful and friendly! We had an unexpected funeral to pay for around Christmas time and we have children and we was told about mcu and the loan really did help us... then we carried on using mcu since and have been saving too! Thankyou mcu Reviewed on: 18th May 2022
Susan Bithell's avatar
Susan Bithell

Great service

5
Great friendly service from them always. I’ve been a member for many years and have recommended them many times to people Reviewed on: 18th May 2022
Caroline broderick's avatar
Caroline broderick

Friendly, efficient, and professional

5
I enjoy being a part of the credit union, I find the staff friendly, no-nonsense, and down-to-earth. They always deal with my enquiries efficiently and with a high degree of professionalism. Reviewed on: 18th May 2022
Geraldine's avatar
Geraldine

Excellent

5
Good interest with loans, easy application quick response. Peace of mind affordable payments. Reviewed on: 18th May 2022
Muzamir 's avatar
Muzamir

Fantastic

5
When I visited they was amazing explained everything to you and the app is so easy and they also get back to you quickly Amazing Reviewed on: 18th May 2022
Naomi's avatar
Naomi

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