Smart Money People Logo

Manchester Credit Union: Loans reviews

4.92
Based on 2,182 reviews, last reviewed 20th Mar 2026
12% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent and efficient service. Excellent and efficient service. Applied for a loan and was accepted same day. MCU loans are so helpful for a single mum like myself Reviewed on: 20th March 2026
Levi c's avatar
Levi c

Latest lowest rating:

1

Loan was declined for lack of disposable income, how... Loan was declined for lack of disposable income, however with a take home pay of £3000 and outgoings of around £1400 I had more than enough to cover £... Read more Reviewed on: 18th March 2026
Joshua R's avatar
Joshua R

About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Manchester Credit Union Loans reviews (2182)

Review of the Manchester Credit Union, Loans:

There when I needed them

5
Credit union have helped me a lot I got a child benefit loan off them and I have been with them a few years now they have also let me take money out of my locked savings when I really needed to and I also have recommended them to a few people I know now instead of getting a high interest loan Reviewed on: 12th August 2021

They work hard to help people

5
My money is helping others unlike a high street bank. Nothing invested in fossil fuels! Reviewed on: 18th May 2022

Excellent

5
Been with the union for over a year and their services are simply excellent Reviewed on: 18th May 2022

Quick easy friendly service

5
I went to credit union when i was in a little pickle highly reccomend the friendly helpfull service Reviewed on: 18th May 2022

Rating

5
I have found the service very good from joining to saving would and have recommended to others keep up the good work Reviewed on: 18th May 2022

Helpful and polite

5
There when needed and really good as a savings as well Reviewed on: 18th May 2022

Best CU ever

5
Very patient and helpful staff, fast and efficient Reviewed on: 18th May 2022

Great credit Union , great service and accessible

5
Just fantastic , their services, the ways of working, everything is online. Just great Reviewed on: 18th May 2022

Fast response

5
Never had any issues, always had a response back with 24 hours. Reviewed on: 18th May 2022

Brilliant ...

5
Easy to do and followed up by staff very efficiently, fast friendly and helpful, very professionally done and set up couldn't ask for anything else Reviewed on: 18th May 2022

Very good service

5
Everything is properly clear information of the service I need Reviewed on: 18th May 2022

Do you have a different Manchester Credit Union product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Manchester Credit Union?

    View all products