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Manchester Credit Union: Loans reviews

View other Manchester Credit Union products
4.93
Based on 2,176 reviews, last reviewed 17th Mar 2026
27% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good loan provider Fast service. Everythink you can do online no waisting time to go somewhere. Good percentage of borrowing money. Reviewed on: 17th March 2026
Aniela P's avatar
Aniela P

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025
Katie's avatar
Katie
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About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Manchester Credit Union Loans reviews (2176)

Review of the Manchester Credit Union, Loans:

A brilliant website that supports a clear and extremely helpful financial service

5
I have been a member of Manchester Credit Union since 2011. I have had a loan with them that was affordable and the repayment was easier than any other loan repayment I have experienced. The website is clear, easy to navigate, holds all necessary relevant detail for any action I require within my account. The recent addition of the Xmas Saver account option is in my opinion an outstanding benefit. I find the staff at Manchester Credit Union very helpful. I am indeed a very satisfied customer. Reviewed on: 16th June 2022
Susie's avatar
Susie

Fast response

5
Never had any issues, always had a response back with 24 hours. Reviewed on: 18th May 2022
melissa 's avatar
melissa

Brilliant ...

5
Easy to do and followed up by staff very efficiently, fast friendly and helpful, very professionally done and set up couldn't ask for anything else Reviewed on: 18th May 2022
scott harrop's avatar
scott harrop

Very good service

5
Everything is properly clear information of the service I need Reviewed on: 18th May 2022
Paula Cristina Antunes's avatar
Paula Cristina Antunes

Brilliant

5
Your account gets dealt with straight away no problems Reviewed on: 18th May 2022
Amanda lundon 's avatar
Amanda lundon

Good customer care

5
Easy straight forward online banking. Calls answered quickly and don't have to go through too many hoops to get support from staff. Will recommend anyone anytime Reviewed on: 18th May 2022
N M Nyahoda's avatar
N M Nyahoda

Lovely staff

5
Staff are very helpful and reliable Reviewed on: 18th May 2022
Megan's avatar
Megan

now more than ever

5
MCU is much needed now. Save a little and be in a position to get a loan when you need it. As the cost of living jumps and looks like jumping more, we need long term solutions. MCU has got to be one Reviewed on: 18th May 2022
Roger Bysouth's avatar
Roger Bysouth

Brilliant

5
I like once you joined it’s easy to do, they fast sorting and getting back on line, I like the saving bit as well and don’t get in a mess with money Reviewed on: 18th May 2022
Shirley caldwell's avatar
Shirley caldwell

Amazing service

5
Amazing service if I had an enquiry they didn't hesitate to solve my query. Very friendly and supportive. Defo recommend Reviewed on: 18th May 2022
Natasha colwell 's avatar
Natasha colwell

Very helpful and want the best for your circumstances

5
Had a very good experience with Manchester credit. They are not one to charge loads of interest. They offer reasonable loans and don't charge huge interest rates. Reviewed on: 18th May 2022
Gemma Lee's avatar
Gemma Lee

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