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Manchester Credit Union: Loans reviews

View other Manchester Credit Union products
4.92
Based on 2,182 reviews, last reviewed 20th Mar 2026
12% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent and efficient service. Excellent and efficient service. Applied for a loan and was accepted same day. MCU loans are so helpful for a single mum like myself Reviewed on: 20th March 2026
Levi c's avatar
Levi c

Latest lowest rating:

1

Loan was declined for lack of disposable income, how... Loan was declined for lack of disposable income, however with a take home pay of £3000 and outgoings of around £1400 I had more than enough to cover £... Read more Reviewed on: 18th March 2026
Joshua R's avatar
Joshua R
Read all reviews See your review

About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Manchester Credit Union Loans reviews (2182)

Review of the Manchester Credit Union, Loans:

There when I needed them

5
Credit union have helped me a lot I got a child benefit loan off them and I have been with them a few years now they have also let me take money out of my locked savings when I really needed to and I also have recommended them to a few people I know now instead of getting a high interest loan Reviewed on: 12th August 2021
Michaela Fallows's avatar
Michaela Fallows

Brilliant

5
Your account gets dealt with straight away no problems Reviewed on: 18th May 2022
Amanda lundon 's avatar
Amanda lundon

Good customer care

5
Easy straight forward online banking. Calls answered quickly and don't have to go through too many hoops to get support from staff. Will recommend anyone anytime Reviewed on: 18th May 2022
N M Nyahoda's avatar
N M Nyahoda

Lovely staff

5
Staff are very helpful and reliable Reviewed on: 18th May 2022
Megan's avatar
Megan

now more than ever

5
MCU is much needed now. Save a little and be in a position to get a loan when you need it. As the cost of living jumps and looks like jumping more, we need long term solutions. MCU has got to be one Reviewed on: 18th May 2022
Roger Bysouth's avatar
Roger Bysouth

Brilliant

5
I like once you joined it’s easy to do, they fast sorting and getting back on line, I like the saving bit as well and don’t get in a mess with money Reviewed on: 18th May 2022
Shirley caldwell's avatar
Shirley caldwell

Amazing service

5
Amazing service if I had an enquiry they didn't hesitate to solve my query. Very friendly and supportive. Defo recommend Reviewed on: 18th May 2022
Natasha colwell 's avatar
Natasha colwell

Very helpful and want the best for your circumstances

5
Had a very good experience with Manchester credit. They are not one to charge loads of interest. They offer reasonable loans and don't charge huge interest rates. Reviewed on: 18th May 2022
Gemma Lee's avatar
Gemma Lee

Great bank. With easy to use app.

5
Friendly staff. And the app is easy to use Reviewed on: 18th May 2022
Car fer's avatar
Car fer

credit union

5
always fast and efficient service Reviewed on: 18th May 2022
Danielle's avatar
Danielle

Amazing

5
Very quick payments, everything is explained well and also very easy to talk to someone if needs be Reviewed on: 18th May 2022
Amy 's avatar
Amy

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